Since owning it, the phone froze on me twice, once during the latest system update. Other than that, the SW seems solid. I've had an issue where the bottom SW buttons would disappear and not come back, but turns out, they come back with a swipe up.
I don't particularly enjoy being in the walled gardens of Google, but feel that Apple is no better. Hopefully the EU regulation comes quick to allow me to install 3rd-party apps.
In a perfect world, I'd be able to root the phone and still be able to use the banking app, but that won't happen ever.
EDIT: By 3rd-party I mean apps from third-party app stores/package managers. Sorry about the misunderstanding.