You're clearly a Guess :)
I ask all the time! And I'm totally comfortable with "no." But I try to consider the other person first because I think making unreasonable requests repeatedly, which is the subtext of their description of an "asker," blows social capital and just bugs people.
It's not like people in ask cultures just go around asking random strangers to hand over all their money...
Guess also assumes a very similar shared context and understanding. This leads to xenophobia, because "those foreigners" seem so rude simply because they "guess" with a different contexts. Again, asking is superior.