I'm in agreement with almost everything except the tires. Unless your commute has a significant portion of rough surfaces, you definitely want to use some road tires. Not the super skinny ones used on road bikes, so you don't have an issue with tram lines/pot holes/curbs, but good reinforced road tires (so you don't have flats when going over glass/nails/whatever).
I've been commuting daily on a mountain-bike (chosen for the comfort of a full suspension and the braking power of disk brakes), and switching from the factory all-terrain tires to road tires about 2/3 the width has been a huge improvement: a lot less rolling resistance, and a lot more grip, especially when it's raining (despite less width).