Do you even listen to what you're describing here? trailing someone, trying to extract fingerprints? this isn't a Jame Bond movie.
Cyber attacks are common because they are completely digital\anonymous by nature.
Secondly, humans can't remember\generate truly secure passwords, unique for every account they own. they usually rely on a tool like a password manager.
PM are definitely better than weak passwords but are actually weaker than biometrics. they are a central point of failure and have been attacked in the past.
For the average Joe, biometrics are more secure since he is not using such tool anyways.