> Definitely the latter.
You sure about that? A properly generated (i.e. random) password won't be cracked or guessed in any reasonable amount of time, whereas a model of your fingerprint(s) can be lifted from any object you've touched and used to create a silicone mold capable of fooling many fingerprint readers. And you only have 10 of them at best; once all your fingerprints are known to potential attackers that's it; you can't use fingerprint authentication any more for the rest of your life.