It's an investment with tremendous return - I personally know the return first hand. If my brother had access to these stem cells, his motor skills could've been improved, which could've led him to more easily be able to do things like cough when he had pneumonia (which ultimately led to the downfall of his health). Reprogramming into other cells can create an extremely unstable cell and a carcinogenic environment
Survival rates from stem cell treatments are also much higher if the stem cells come from a genetically related sample - the best is your own. Beyond that, many may not find a match if you're a person of color or mixed race. This is also a pain point my family personally faced