10GBASE-T consumes too much power (2-5 Watts!) and generates too much heat for a single port (a transceiver can go up to 90 celsius!) , so it is not suitable for most of areas, including for home NICs (requires spaces for big coolers) and for enterprise switches (ports cannot be densely placed [1]). But I haven't heard of reliability concerns that USB3 has. Well, they are designed to work up to 100 meters so they should be reliable. Maybe it's all because of the transformers you mentioned?
Therefore it's very common to use alternatives like optics and simple DAC copper cables for 10Gbe. I also think home networking industry will eventually give up 10GBASE-T.
[1] https://wiki.mikrotik.com/wiki/S%2BRJ10_general_guidance#Gen...