You're describing an issue specific to US ISPs. It doesn't apply to Europe. From what I read even before the pandemic the US ISPs offered rather crappy services. In Europe, particularly in Poland, I don't have and haven't heard about anyone having any issues with connectivity right now, even though the country is in lockdown, schools and universities are closed, restaurants work only in delivery/take-out mode, companies switched to remote work, ... And still no issues at home nor at work.
Don't make decisions about the European infrastructure based on American problems.