My understanding from Plaid's somewhat confusing docs is that the Free tier gives transaction and balance data from cash accounts, but I need it from all of my asset accounts, which you seem to need to be on the $500/mo plan for. Since this is just for personal use, I can't really justify that.

All I care about is monthly account balances and month ending amounts for historic months for ALL accounts (cash, assets, debt) and then the net worth and net income monthly stats.

If I understand Plaid's pricing correctly, it's $500/mo to get what I want but I could be misunderstanding their docs. Would love to be told I'm wrong!