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Comment by jmcqk6 | Hacker News Reader

Do you need to scrape Mint when it's just using Plaid?

My understanding from Plaid's somewhat confusing docs is that the Free tier gives transaction and balance data from cash accounts, but I need it from all of my asset accounts, which you seem to need to be on the $500/mo plan for. Since this is just for personal use, I can't really justify that.

All I care about is monthly account balances and month ending amounts for historic months for ALL accounts (cash, assets, debt) and then the net worth and net income monthly stats.

If I understand Plaid's pricing correctly, it's $500/mo to get what I want but I could be misunderstanding their docs. Would love to be told I'm wrong!

I wish I could help, but it sounds like I misread in the other direction! I have not actually tried it out, it's on my list of todos. Good luck!

I think you're wrong (yay!) about plaid's pricing.

My startup uses them, and we are very low volume, and we pay $1.50 for an auth and $0.30 / month for each active account we pull transactions from. Getting balance costs $0.10 / call though.

We signed up probably about 6 months ago.

Oh wow--is this the Pay as you Go plan? And is this the same whether the account is a checking account vs. an investment account (ie. Assets product)?

Also, while this gets me net worth through math, I'm not quite sure if it gets me my monthly expense totals in summary format. Is it all raw transaction data I'd have to pull and do math on? Or is it trivial to pull the equivalent of monthly Mint summaries for net income and such via Plaid?

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