Not the best action (more below) but anything else is wildly better than the situation we have in the current U.S. Healthcare system
Change needs to happen to the U.S. Healthcare system so that surprise billings just stop. This change is not going to happen on its own without people driving change.
The issue at hand is that Healthcare costs in the U.S. are all over the place.
Same place, same doctor, same procedure on the same person on the same day can yield massively different invoices depending on whether the person is insured, where they work, what kind of insurance they carry!
Hospitals wield a lot more power than you and I would guess.
An example: https://www.publicintegrity.org/2015/06/15/17474/profit-hosp...
As a person who's extremely passionate about driving change in the U.S. Healthcare system, I communicate a lot with people who have fallen on hard times due to an enormous medical bill.
Here are two scenarios for you:
https://www.quora.com/Recently-my-husband-visited-the-ER-in-...
https://www.quora.com/Why-did-the-doctor-charge-me-3600-hr-t...
When people ask me what I think is "wrong" with the health care in the USA, my answer surprises them:
Nothing is wrong with the health care in the USA. It is one of the very best in the world for those who can afford it.
The issue is that one should not have to look unexpectedly to a life completely ruined because they suddenly fell sick or got into an accident - they should be able to pick up their lives when they need to do it the most and go on from there.
My hypothesis is that a system where everyone pays the same rate regardless of whether they are insured or not would head us off to a much better direction.
I invite your feedback on:
https://www.quora.com/Would-a-completely-free-market-healthc...
https://www.quora.com/In-the-US-the-majority-of-people-under...