Another example...Intuit has wanted to transition customers away from the desktop version of Quickbooks for many years now. If you think Quickbooks online has it's learning curve, just spend some time using the desktop product. It's a maze that takes years to learn to navigate and many of the "features" are horribly buggy from years of neglect. But pry it from their cold, dead hands Intuit cannot, so you can still buy new versions of Quickbooks Desktop.
That's why what you guys are saying is so ridiculous. You're denying a reality in a field you're not familiar with. You're saying something should be different because it's inefficient or other industries work differently. But you haven't done the user research. You don't have decades of experience dealing with the people who actually spend money on the software. You're in no position to critique the way that Intuit thinks.