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I know this would probably be unpopular but why not just temporarily raise prices until fewer people can afford the train. And use the extra money to upgrade the system.

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In current ecosystem, with so many politicians promising golden eggs, price rise will almost never end up in the decrease.

Also, you are taxing the poorest. I think they struggle enough. You could start selling premium services though.

Would it be anymore unpopular than funding it in a way that makes sense? The subway is the most efficient way to move people around: if you shunt people away from it you may very well end up making your net financial position worse. At best, this amounts to accounting trickery.

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