Hacker News Reader

How does anyone decide to trust mint.com? It gives me the security hebbie-jebbies and all their claims of security assurances make the jebbies worse. They're still storing accounts and passwords in a form that can be recovered as plain text, right? I would slap any family members that use it and I'm a Buddhist.

View on HN

When you enter a username and password, they authenticate them with the bank, and receive a token. They store that token, not your credentials.

If I remember correctly, Mint is owned by Intuit, and subject to regular audits by the banks they've partnered with. Considering the relative quality of banking websites, I feel more secure checking my balance on Mint than via the official portal.

And if they try anything, I'll be talking to my bank's fraud department within the hour.

Reply on news.ycombinator.com