Your examples are cases in which you know what the bill is going to be before placing your order. With LLMs, you're paying per output token, not per request, yet you don't get all the tokens.
They offer both a subscription model and a lifetime purchase. Or that used to be the case, at least. But I agree that it feels like it's getting behind.
I only know the Uni system of a few European countries, but generally I would expect Philosophy to be a prerequirement that you take for your entrance examinations, not during studies per se (unless you're studying humanities, of course).
To be fair, the BOE website often offers the consolidated version for many important laws, which includes further amendments by other laws in one text.
Having been both in academia and industry, to me Stephen always sounds too academic for business, but for academia, a mix of too "industry" and a crank.
I used my $20 welcome credit and the Orchestrator mode to generate a JUCE tutorial with kilocode.ai, hopefully I can use it as a base for teaching myself to code audio plugins.
The purpose of a PhD is to certify that you're able to do independent research. Many researchers retrain (or just add a research interest) in adjacent fields during their postdocs or later. At that point it's just research.