You might want to learn about "fundamental attribution error " as the truth is somewhere in between the op position and yours imo.
http://en.m.wikipedia.org/wiki/Fundamental_attribution_error
203 karma · joined June 4, 2011
http://en.m.wikipedia.org/wiki/Fundamental_attribution_error
http://au.ibtimes.com/articles/110821/20110210/what-is-forei...