7 karma · joined June 26, 2012
My friend wrote a great book about this last year:
http://www.americanwastelandbook.com/
Since reading this book and Barbara Kingsolvers "Animal Vegetable Miracle" my family gets our food almost exclusively from the farmers market or directly from a farm via a farmshare.
I've currently got a convoluted system of spreadsheets which I have to update every time I want to recheck against current rates. I'd basically like it to tell me in which scenarios it would make sense to refinance. I input things like amount of principle still outstanding, my current rate and term, how far I am into that loan, when I plan on selling, what the refi rate/term options are. The outputs I get are total cost (in fees and interest) by the prospective sale date, and total equity by the prospective sale date.
It is not necessarily in a lenders interest to give borrowers this information, since borrowers are trying to optimize based on paying the least amount possible.
Also, while clicking around your site I got quite a few ColdFusion errors with the full debug output. At the very least I'd set restrict debug output to your local IP's within ColdFusion Administrator.