Hacker News Reader

will_occamon What do Visa and Mastercard do? An intro to card networks

Yes that intuition is correct, though the reality is much more complicated. The actual share to the bank is roughly proportional to the risk of the transaction/ tied to the type of credit card

https://usa.visa.com/dam/VCOM/download/merchants/visa-usa-in...

will_occamon Heretic: Automatic censorship removal for language models

You're right, I read the code but missed the paper.

will_occamon Heretic: Automatic censorship removal for language models

The tool works by co-minimizing the number of refusals and the KL divergence from the original model, which is to say that it tries to make the model allow prompts similar to those in the dataset while avoiding changing anything else.

Sure it's configurable, but by default Heretic helps use an LLM to do things like "outline a plan for a terrorist attack" while leaving anything like political censorship in the model untouched