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wholien

399 karma · joined May 11, 2016

julienchien.com
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wholien··on Ask HN: What book should I buy for my 18th birthday?
“A confession” was written when Tolstoy was in his early fifties, not when he was 18.
wholien··on My Experience as a SWE Intern at Goldman Sachs
GS intern pay in Salt Lake City was like $33 or $35 an hour a few years ago. I can only imagine it’s higher now. No way the interns aren’t paid at a big bank - not in this day and age.
wholien··on Ask HN: What's your ideal city in a 100% remote world?
I found walking + biking + buses + muni trains to do pretty well in San Francisco.

Figure out the major muni train or bus stop I'm trying to get to, and then either walk to it or walk to a shared bike dock and bike to it. Same thing on the other side, if necessary. Often I just bike the whole way to get some exercise and see the city: "it's about the journey, not the destination", right?

The hills make it less walkable than other cities, but if you are healthy you should get used to the hills pretty quickly. I loved walking back to Nob Hill or biking back to NoPa after work. The hills are daunting at first. Sometimes you'd need to get off your bike and walk up parts. But once you get used to it it's not a huge issue.

The cool weather also helps cooling down after you get to your destination. Compare that to somewhere like Austin, TX, where you start sweating the minute you get out of the AC and into the year-round humid weather...

wholien··on Fears London and Paris would die due to Covid are unfounded, finds survey
reports on the ground say people are back, rents are coming back up fast (aside from maybe the SOMA areas, as offices are pushing back their reopen dates)

Same with NYC, same with most cities.

"reports of my death are greatly exaggerated" - every city that had an exodus that lead people to think that city's finished

wholien··on Apple Watch production delayed as engineers wrestle with quality issues
nice find! No real opinion on Ars, though Nikkei is probably towards the bottom of trustworthiness for this kind of stuff
wholien··on 65k fake students applied for financial aid in wide community college scam
are nicotine lozenges, gum, patches etc not options?
wholien··on Apple Watch production delayed as engineers wrestle with quality issues
mentioning the blood pressure sensors is probably a sign that this isn't the 2021 Apple Watch
wholien··on Apple Watch production delayed as engineers wrestle with quality issues
Hmm, some of the details of this story doesn't seem to agree with most Apple-watchers (as in people who try to figure out what the new features on the new products will be).

For example, the story mentions the addition of blood pressure sensors as a reason for the issues:

> The next Apple Watch will come with new features such as blood pressure measurement, they said, which means production involves fitting a greater number of components into a similar size body.

Mark Gurman of Bloomberg says there is "no chance" [0] that the Apple Watch 7 will have blood pressure sensors. He points to his story with Debby Wu [1] instead:

> The new watches also have screen technology that brings that display closer to the cover glass using a different lamination technique, Bloomberg previously reported. That display layer may be causing some of the production woes, the person said.

It's probably a combination of larger watch sizes, new techniques/technologies, the usual upgrades, COUPLED with covid-related disruptions that are causing the delays!

---------------------------

0: https://twitter.com/markgurman/status/1432798940676730886

1: https://www.bloomberg.com/news/articles/2021-08-31/apple-s-n...

wholien··on Ask HN: Bad time to be an early employee?
At least amongst my friends, the equity portion % has mostly stayed the same as past years, but the cash comp has gone up significantly. That sort of makes sense to me.

But in the end, if you have a great exit, your 0.1% or whatever equity should still beat your cash compensation. But again, not everyone gets to have an exit where their equity is worth something, much less a great one where the equity is worth a lot.

wholien··on Moving Avoids California Tax? Not So Fast
Anyone know how 83(b) elections (aka "early exercise") works with Californian tax?

After the 83(b) election, if you fully vest all the early exercised shares in California, then move elsewhere for a year or more before selling, will California still tax the gains from that sale?

On the one hand, I'm vesting the exercised shares whilst in CA. On the other hand, I've early exercised, so there is no realized gains until I've sold. So if I leave CA, renounce all ties to CA as the article says, then sell, will CA come after me?

Is this analogous to buying a share of Google whilst a CA resident, then becoming a resident somewhere else and then selling that share of Google there? CA doesn't tax that... right?

wholien··on Auth0 Down
Wow, finding out just how many services use Auth0 because of this. Like I can't log into Segment (getting a 500).

I guess Okta did buy something core to the Saas ecosystem

wholien··on Ask HN: How to relocate to the US as a software developer
If H-1B is out of reach, try Canada
wholien··on We found and fixed a rare race condition in our session handling
The earlier report[1] says:

> The underlying bug existed on GitHub.com for a cumulative period of less than two weeks at various times between February 8, 2021 and March 5, 2021. Once the root cause was identified and a fix developed, we immediately patched GitHub.com on March 5. A second patch was deployed on March 8 to implement additional measures to further harden our application from this type of bug. There is no indication that other GitHub.com properties or products were affected by this issue, including GitHub Enterprise Server. We believe that this session misrouting occurred in fewer than 0.001% of authenticated sessions on GitHub.com.

If we use the 0.001% figure and assume all 56 million of their users are authenticated, then this occurred with 560 sessions at most.

You are right in that when something only happens to a minuscule % of users is hard to investigate and repro. But at the same time something as critical as "I logged in and was authenticated as another user" should probably be immediately escalated to the highest levels within your company.

1: https://github.blog/2021-03-08-github-security-update-a-bug-...

wholien··on Webmention.io
was it easy to get it setup? I too have a Hugo blog but other than occasionally adding posts and changing the theme, haven't done any intense partial-building. Sounds like it could be a fun little project
wholien··on Justice Department Sues to Block Visa's Proposed Acquisition of Plaid
This makes sense to be.

By the way, you can see Plaid's docs about money transfer here: https://plaid.com/docs/bank-transfers/ - don't think it's operational / available to the public yet tho

But definitely, if Plaid can create their own rails (using the bank accounts' ACH/Wire systems), it would definitely be competitive to Visa in certain situations. You can let your mind fly, and it would take some time to proliferate. But many online merchants already allow ACH-payments. This would make it even easier.

wholien··on Affirm Public S-1 Filing
some debt, but that is mostly for experimentation purposes. Most everything goes into different debt facilities or are securitized and sold
wholien··on Airbnb S-1
oh is that what happened? that's a pretty amazing "natural" experiment they ran.

Definitely helps that Airbnb has become a verb - can't beat that.

wholien··on Airbnb S-1
huh

> Most of our guests discover Airbnb organically, with approximately 91% of all traffic to Airbnb coming through direct or unpaid channels during the nine months ended September 30, 2020.

Anyone know what % of traffic to Bookings and Expedia (and others) are paid vs unpaid? 91% unpaid seems really high, and I wonder if it's because Airbnb is so differentiated / people want to "Airbnb" a place (vs. "stay somewhere")

edit:

> Our hosts had 7.4 million available listings of homes and experiences as of September 30, 2020, of which 5.6 million were active listings. We consider a listing of a home or an experience to be an “active listing” if it is viewable on Airbnb and has been previously booked at least once on Airbnb

IMO it's super sneaky to blend homes and experiences together

wholien··on “Overpaid Executive Tax” in SF hits firms that pay CEOs 100X more than workers
This measure [1] is either on gross receipts or on payroll. Seems kinda steep if you have a large revenue but high costs. Apparently this would affect the likes of Gap, Levi's, Wells Fargo, Square, Visa etc [2]. It's not super easy to check who pays the Administrative Office Tax (payroll) and who currently pays the Gross Receipts Tax.

Assuming everyone is paying the gross receipts tax, however, the 0.1% more on gross receipts (0.2% if CEO is paid 200x the median, 0.3% if 300x etc up to 0.6%) can add up quick over a few years.

Visa isn't HQ'd in SF (so they would be paying the Gross Receipts Tax?), but their revenue was 23 billion last year. 0.1% of that is $23 million. If that is true, do they just shutter the SF offices? Can they still do business in SF?

Wells Fargo has $85 billion of revenue last year, so 0.1% would be $85 million. They are HQ'd in SF, so they would be paying the payroll part. I don't have the numbers handy there but I bet it's not cheap either.

Since this applies to public and private companies alike, it seems like a no-brainer that more companies will follow in Stripe's footsteps and move their headquarters to other places in the Bay Area (or Colorado like Palantir lol, though they were never in SF).

1: https://ballotpedia.org/San_Francisco,_California,_Propositi...

2: https://calmatters.org/california-divide/2020/10/san-francis...

wholien··on Ruby on Rails in a week
On an "attitude" level, it's very useful to understand the doctrine of Ruby on Rails (RoR), as written by DHH [1]. Especially if you're coming from some other paradigms / languages etc., RoR can feel quite different. Understanding the philosophy is a nice window to kickstart the "way" of RoR.

On a more practical level, I've found the official Ruby on Rails guides [2] to be super helpful. I started a RoR job almost a year ago without having done any Ruby at all (I had a Python background). I probably should have gone through the tutorials in the OP and in other comments (rails tutorial book comes to mind). But since I didn't, I used the RoR guides A LOT. And they were super useful. Everything from routes, to controllers, to ActiveModel and migrations. They give you a good starting point to get most of the job done. Highly recommend looking at the relevant guides if you are working on specific RoR things!

1: https://rubyonrails.org/doctrine/

2: https://guides.rubyonrails.org/

wholien··on To write better, develop a habit of writing
oh TIL!
wholien··on To write better, develop a habit of writing
Practice makes perfect!

As William Faulkner says: “I only write when inspiration strikes. Fortunately it strikes at nine every morning.”

With writing (as with many things), there is this myth that you should only do it when inspiration compels you to write. But that is total rubbish. You need to create conditions so that inspiration will strike, and creating a habit of writing frequently will lay the groundwork for inspiration striking. Tyler Cowen, for example, talks about how he writes every morning - whether it's the weekend, Christmas, or anything else [1]. This is an example you agree with his philosophy/economics or not.

Other recommendations:

- "War of Art" is a fun little book that lays this idea out, and frames what's stopping you from creating as "resistance"[2]. In the end, the book can be summarized as: create and stick to a daily ritual of creation. If you do that long enough, you'll create something worthwhile.

- Someone else posted Writing Streak [3] which can be fun to use as well.

- Others use Julia Cameron's "The Artist's Way" [4] ("morning pages") to develop a "daily writing practice".

Honestly, they are all the same. No matter what you choose to do, the most important thing is consistency! Do it enough and you'll get to some level of ability and more than a few finished pieces (Can't guarantee a Nobel Prize in Literature, though, unfortunately :/ )

1: https://www.writingroutines.com/tyler-cowen/

2: https://en.wikipedia.org/wiki/The_War_of_Art_(book)

3: https://writingstreak.io/

4: https://en.wikipedia.org/wiki/The_Artist's_Way

wholien··on I found black-hat content marketers: sockpuppet bloggers, fake Reddit/HN accts
Disheartening, but definitely not a new thing. As OP / others pointed out, many are super obvious. Others are less so.

As more and more companies try to go the content marketing route, getting the all-too important backlinks become basically required. If you aren't getting them organically, then this is a great way to "kickstart" that process. Once you are in front of more eyeballs, then the organic growth can start (if your products are good/useful)

wholien··on Work on What Matters
Definitely agree on snacking being very seductive - it makes you feel useful and doing stuff, but when you zoom out, it's usually very inconsequential

The mental game is very important. Definitely hard to work on the things that actually matter - they are usually difficult, new, more intricate to setup, etc. What I've found to work is to "just start on it" - starting is the hardest part. Telling yourself you'll do 15 minutes of it or something, so you will actually start. Usually, when the 15 minutes are up, I won't be stopping. The inertia goes from "not going it" to "doing it" and it's hard to change ha

wholien··on Fintech Is Not New
The referenced `A Piece of the Action` is a brilliant book
wholien··on Pattern Matching, Racial Diversity and the Hypocrisy of Big Tech Media
I'd prefer the article to be more upfront about "racial diversity" being "what % are Black", and not "what % are Black, Latino, Asian, etc". Billing Black %, though important, as racial diversity erases all other non-Caucasian groups.
wholien··on University of California Will Stop Using SAT, ACT
Still feel like test scores are the least inequitable parts of college admissions. This is where people can https://www.nytimes.com/2017/07/14/upshot/how-universal-coll....

Louisiana made everyone take the ACT and... more people went to college, especially the high achieving low income and/or minority students!

https://www.rand.org/pubs/research_reports/RR2303z4.html

wholien··on Uber cuts 3000 more jobs, closes 45 offices
My understanding is: they announced they would do layoffs 1-2 weeks ago, so it's priced in. And usually your stock goes up when you announce and do layoffs because your costs are lower
wholien··on L.A. Times to Furlough Workers as Ad Revenue ‘Nearly Eliminated’
We'll see how Sweden fares since they aren doing very minimal shutdowns (public events over 500 people are canceled).
wholien··on GM’s CEO Offers to Make Ventilators in WWII-Style Mobilization
Heard the same... we will see how it is.

Thinking here is Abe/Japan do not want to delay the Olympics, so aren't testing...

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