wharfjumper

US legislation and precedents are not binding in other legal jurisdictions throughout Asia and Europe. There are international agreements (such as TRIPS[0]) that aim to provide a degree of intellectual property law consistency across the world but if Oracle prevails in this case it does not follow that APIs would be automatically copyrightable in all TRIPS signatory nations.

However a visit or letter from a large litigious opponent is likely to strike fear into the hearts of most regardless of the legal merits of the case. For example this has been effective for Microsoft in licensing patents they cover aspects of the Android operating system[1].

0. https://en.wikipedia.org/wiki/TRIPS_Agreement 1. https://blogs.technet.microsoft.com/microsoft_on_the_issues/...

I highly recommend Gomorrah, a fictionalised set of inter-related stories about the role of the Camorra in running Naples (including waste disposal).

In New Zealand, the banks commonly require personal guarantees on this type of mortgage. As a result my friend declared himself bankrupt when 1. his co-owner stopped paying his share of the loan 2. the rent didn't cover the mortgage payments 3. the sale price was less than the purchase price. In other words read the loan documentation very carefully and think about the consequences in a worst-case scenario.

I believe Pocketsmith use Yodlee for their bank feeds. While the NZ government prevaricates I doubt there will be any useful bank APIs here any time soon. At least there is some progress in Australia.

I listen to music because I find conversations very distracting so an audiobook is disastrous for me.