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vincentchu

274 karma · joined September 1, 2009

Co-Founder/CTO @ HomeVision (https://homevision.co)
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vincentchu··on Ask HN: Who is hiring? (April 2026)
HomeVision | Senior Frontend Engineering | San Francisco, CA

We're reimagining mortgage underwriting for a world where engineers and operators are supercharged by modern AI. We work with 8 of the top 20 mortgage lenders in the country and we're just getting started.

AI transforming knowledge work isn't inevitable. It takes smart, resourceful people who can go beyond pure engineering to understand real problems and build product experiences that bridge the gap between cutting-edge tools and the workflows people actually use.

We're specifically looking for a strong frontend engineer who thrives at the intersection of product, design, and customer feedback, someone who can move fast, iterate independently, and make the right tradeoffs between different competing needs.

https://jobs.ashbyhq.com/homevision/6b54e34c-0f42-42dc-817e-...

vincentchu··on Ask HN: Who is hiring? (March 2026)
HomeVision | SF (2-3 days/week) | Full-Time

*Who we are*

We're reimagining what mortgage underwriting looks in a world where engineers and operators gain leverage through the use of modern agentic AI. We're at the forefront of using AI tools to hack our own workflow, but also to build automation and tools for our clients.

We currently work with 8 of the top 20 mortgage lenders in the country. NewRez lending, a publicly-traded, top-5 lender recently selected us to be a cornerstone of their AI underwriting strategy, calling this out on their last quarterly earnings call.

https://www.newrez.com/press-news/strategic-ai-investment-in...

*Who You Are*

While we have a number of roles, we're primarily looking for a specific attitude: talented, motivated individuals who tolerate ambiguity and can bridge the gap between business uses cases and engineered solutions. We believe that modern AI tools bring a great deal of leverage to engineers and we're motivated

We're looking specifically for engineers who can work directly with me (CTO/Co-Founder) and a small group of of SF-based engineers/PMs. In particular looking for a strong Frontend/Design engineer, along with a backend engineer.

We've hired from HN in the past and are excited to keep going.

https://jobs.ashbyhq.com/homevision

vincentchu··on Ask HN: Who is hiring? (February 2026)
HomeVision | Multiple Roles- Eng, SRE, Analytics | Hybrid SF & Remote | Full-Time | $100k-$220k + equity

We have three open roles:

- Engineer - Hybrid SFO I'm looking for an junior-to-senior software engineer to work with me (CTO) directly. Our systems process millions of pages of documents a month for the mortgage industry. We work with some of the largest lenders in the country and are at the forefront of applying LLMs and other multi-modal models in this industry.

New-grad and junior engineers particularly encouraged to apply. Looking for people who are motivated to write good code with a good mix of practicality and aesthetics.

- SRE - US Remote (SFO or Seattle preferred) - This is a broad role on the platform team including AWS infra w/terraform, software engineering, and IT

- Analytics Engineer - US Remote (SFO or Seattle preferred) - Another broad role that includes managing the data warehouse, building durable and ad-hoc reports in sql and python, and doing deep analysis.

All Jobs: https://jobs.ashbyhq.com/homevision

vincentchu··on Ask HN: Who is hiring? (January 2026)
HomeVision | Multiple Roles- Eng, SRE, Analytics | Hybrid SF & Remote | Full-Time | $100k-$220k + equity We have three open roles:

- Engineer - Hybrid SFO I'm looking for an junior-to-senior software engineer to work with me (CTO) directly. Our systems process millions of pages of documents a month for the mortgage industry. We work with some of the largest lenders in the country and are at the forefront of applying LLMs and other multi-modal models in this industry.

New-grad and junior engineers particularly encouraged to apply. Looking for people who are motivated to write good code with a good mix of practicality and aesthetics.

- SRE - US Remote (SFO or Seattle preferred) - This is a broad role on the platform team including AWS infra w/terraform, software engineering, and IT

- Analytics Engineer - US Remote (SFO or Seattle preferred) - Another broad role that includes managing the data warehouse, building durable and ad-hoc reports in sql and python, and doing deep analysis.

Please apply here: https://jobs.ashbyhq.com/homevision/a3f79d43-5d9e-46bf-a43f-...

vincentchu··on Ask HN: Who is hiring? (December 2025)
HomeVision | Multiple Roles - Eng, SRE, Analytics | Hybrid SF & Remote | Full-Time | $100k-$220k + equity We have three open roles:

- Engineer - Hybrid SFO I'm looking for an junior-to-senior software engineer to work with me (CTO) directly. Our systems process millions of pages of documents a month for the mortgage industry. We work with some of the largest lenders in the country and are at the forefront of applying LLMs and other multi-modal models in this industry.

New-grad and junior engineers particularly encouraged to apply. Looking for people who are motivated to write good code with a good mix of practicality and aesthetics.

- SRE - US Remote (SFO or Seattle preferred) - This is a broad role on the platform team including AWS infra w/terraform, software engineering, and IT

- Analytics Engineer - US Remote (SFO or Seattle preferred) - Another broad role that includes managing the data warehouse, building durable and ad-hoc reports in sql and python, and doing deep analysis.

Please apply here: https://jobs.ashbyhq.com/homevision/a3f79d43-5d9e-46bf-a43f-...

vincentchu··on Ask HN: Who is hiring? (November 2025)
HomeVision | Multiple Roles - Eng, SRE, Analytics | Hybrid SF & Remote | Full-Time | $100k-$220k + equity

We have three open roles:

- Engineer - Hybrid SFO I'm looking for an junior-to-senior software engineer to work with me (CTO) directly. Our systems process millions of pages of documents a month for the mortgage industry. We work with some of the largest lenders in the country and are at the forefront of applying LLMs and other multi-modal models in this industry.

New-grad and junior engineers particularly encouraged to apply. Looking for people who are motivated to write good code with a good mix of practicality and aesthetics.

- SRE - US Remote (SFO or Seattle preferred) - This is a broad role on the platform team including AWS infra w/terraform, software engineering, and IT

- Analytics Engineer - US Remote (SFO or Seattle preferred) - Another broad role that includes managing the data warehouse, building durable and ad-hoc reports in sql and python, and doing deep analysis.

Please apply here: https://jobs.ashbyhq.com/homevision/a3f79d43-5d9e-46bf-a43f-...

vincentchu··on Ask HN: Who is hiring? (October 2025)
HomeVision | Multiple Roles - Eng, SRE | Hybrid SF & Remote | Full-Time | $100k-$220k + equity

Looking for two roles:

1. Backend Engineer & FrontEnd Engineer (Hybrid SFO)

I'm looking for junior-to-senior software engineers to work with me (CTO) directly. Our systems process millions of pages of documents a month for the mortgage industry. We work with some of the largest lenders in the country and are at the forefront of applying LLMs and other multi-modal models in this industry. New-grad and junior engineers particularly encouraged to apply. Looking for people who are motivated to write good code with a good mix of practicality and aesthetics.

2. SRE - US Remote (SFO or Seattle preferred)

This is a broad role on the platform team including AWS infra w/terraform, software engineering, and IT

Please apply here: https://jobs.ashbyhq.com/homevision?utm_source=hnv

vincentchu··on Ask HN: Who is hiring? (September 2025)
HomeVision | Multiple Roles - Eng, SRE, Analytics | Hybrid SF & Remote | Full-Time | $100k-$220k + equity We have three open roles

- Engineer - Hybrid SFO I'm looking for an junior-to-senior software engineer to work with me (CTO) directly. Our systems process millions of pages of documents a month for the mortgage industry. We work with some of the largest lenders in the country and are at the forefront of applying LLMs and other multi-modal models in this industry. New-grad and junior engineers particularly encouraged to apply. Looking for people who are motivated to write good code with a good mix of practicality and aesthetics.

- SRE - US Remote (SFO or Seattle preferred) - This is a broad role on the platform team including AWS infra w/terraform, software engineering, and IT

- Analytics Engineer - US Remote (SFO or Seattle preferred) - Another broad role that includes managing the data warehouse, building durable and ad-hoc reports in sql and python, and doing deep analysis.

Please apply here: https://jobs.ashbyhq.com/homevision/a3f79d43-5d9e-46bf-a43f-...

vincentchu··on Ask HN: Who is hiring? (August 2025)
HomeVision | Engineering | Hybrid SF | Full-Time | $10k-$220k + equity

I'm looking for an junior-to-senior software engineer to work with me (CTO) directly. Our systems process millions of pages of documents a month for the mortgage industry. We work with some of the largest lenders in the country and are at the forefront of applying LLMs and other multi-modal models in this industry.

New-grad and junior engineers particularly encouraged to apply. Looking for people who are motivated to write good code with a good mix of practicality and aesthetics.

Please apply here:

https://jobs.ashbyhq.com/homevision/a3f79d43-5d9e-46bf-a43f-...

vincentchu··on Ask HN: Who is hiring? (June 2025)
HomeVision | Engineering | Hybrid SFBA (Onsite 2-3x/week) | Full-Time | $150k-$220k + equity

I'm looking for an junior-to-senior software engineer to work with me (CTO) directly. Our systems process millions of pages of documents a month for the mortgage industry. We work with some of the largest lenders in the country and are at the forefront of applying LLMs and other multi-modal models in this industry.

Skills: practical, ship-today mindset with the ability to use quantitative reasoning to drive practical automation in a massive but antiquated industry.

Please email me directly vince+hn@homevision.co

New-grad and junior engineers particularly encouraged to apply.

vincentchu··on Ask HN: Who is hiring? (January 2025)
HomeVision | Engineering | Hybrid SFBA (Remote+Onsite) | Full-Time | $150k-$220k + equity

I'm looking for an early-to-senior software engineer to work with me (CTO) directly. Our systems process millions of pages of documents a month for the mortgage industry and I am looking for a motivated product builder to build our next suite of products, focused on automated decision making.

Skills: practical, ship-today mindset with the ability to use quantitative reasoning to drive practical automation in a massive but antiquated industry.

Please email me directly vince+hn@homevision.co

vincentchu··on Notes for courses taken at Harvard (2015-2019)
This is an impressive course load ... looks like he started by taking Math 55 freshman year, reputedly the hardest freshman math course in the country.
vincentchu··on Retool Raises $50M from Sequoia
Congrats David, we're a big fan (and users) of Retool.
vincentchu··on Ask HN: Who is hiring? (September 2020)
HomeVision | Frontend, Backend | REMOTE Only | https://homevision.co Hiring: full-stack engineers. We work on a "GReaT" stack - Golang on the backend, React/Typescript on the frontend. Remote only.

HomeVision is developing next-generation tools and technology for the real estate appraisals industry. We're obsessively focused on building a platform that will speed delivery of home valuations to the broader financial markets.

Backed by Initialized Capital, we're looking to add talented engineers to our founding team.

Email: jobs@homevision.co

vincentchu··on Ask HN: Who is hiring? (May 2020)
HomeVision | Frontend, Backend, Data Science/ML | REMOTE Only | https://homevision.co

Hiring: full-stack engineers. We work on a "GReaT" stack - Golang on the backend, React/Typescript on the frontend. Remote only.

HomeVision is developing next-generation tools and technology for the real estate appraisals industry. We're obsessively focused on building a platform that will speed delivery of home valuations to the broader financial markets.

Backed by Initialized Capital, we're looking to add talented engineers to our founding team.

Email: jobs@homevision.co

vincentchu··on Drop.lol – copy files over the network with WebRTC or TURN relays
I made a similar version awhile back: https://qqsend.me

It uses AES encryption to encrypt the contents of the data so that any TURN relays couldn't see the contents of what was being transferred.

The key material between sender/recipient are transferred via the hash-param of the URL, which AFAIK isn't sent to the server and is hidden.

vincentchu··on YouTube video has its own URL in it
Used to work there :D
vincentchu··on YouTube video has its own URL in it
This tweet (or one like it) caused a massive Twitter outage.
vincentchu··on Anxieties of development: emerging voices in Chinese social media
The racial lens also falls apart a bit when you consider the fact that the most dynamic regions of the American economy are extremely ethnically diverse (e.g., California, already a majority-minority state).
vincentchu··on Gravitational attraction of stars and cows
Calculation only holds for spherical cows. :D
vincentchu··on Show HN: CryptoFinalFour – Tradable March Madness brackets as ERC-721 tokens
^^ this. The base contract allows only a single owner at a time, but you can end up with some pretty exotic ownership structures if you want ...
vincentchu··on Show HN: CryptoFinalFour – Tradable March Madness brackets as ERC-721 tokens
I spent 10 minutes before work today trying to get it working, but couldn't do it. Any hints? The contract was developed using truffle and the solidity files for the contract, ERC721, and ERC165 interfaces are split apart.
vincentchu··on Show HN: CryptoFinalFour – Tradable March Madness brackets as ERC-721 tokens
Source: https://gist.github.com/vincentchu/a4429de38ae15419f3b08c86c...

Contract address: https://etherscan.io/address/0x100cc2fa0ea14bf9b0740aeb8f66f...

vincentchu··on Show HN: CryptoFinalFour – Tradable March Madness brackets as ERC-721 tokens
Source: https://gist.github.com/vincentchu/a4429de38ae15419f3b08c86c...

Contract address: https://etherscan.io/address/0x100cc2fa0ea14bf9b0740aeb8f66f...

vincentchu··on Show HN: CryptoFinalFour – Tradable March Madness brackets as ERC-721 tokens
There is a chrome extension that also acts as a wallet and allows you to interact with dApps called meta mask (https://metamask.io/)

Cipher is interesting because it's built for iOS/Android and allows people to use dApps on mobile (which Metamask can't do). In fact, CryptoFinalFour was designed for Cipher/mobile browsing first.

vincentchu··on Show HN: CryptoFinalFour – Tradable March Madness brackets as ERC-721 tokens
Yes, have to trust the contract owner. You can imagine other scenarios where it’s some voting scheme, but generally feel like decentralized != trustless for a lot of things. You have to trust something at some point. What’s cool (imo) about smart contracts is that the terms (ie, code) are transparent and that enforcement of those terms is automatic.
vincentchu··on Show HN: CryptoFinalFour – Tradable March Madness brackets as ERC-721 tokens
Agree that “crypto” is generally short for “cryptography” and not “cryptocurrencies”— i myself have been annoyed by that in the past. But now that I’ve drunk the Kool Aide .... ;)
vincentchu··on Show HN: CryptoFinalFour – Tradable March Madness brackets as ERC-721 tokens
Not quite a sweepstakes- it’s just a standard March madness pool. The one interesting thing is that each bracket confirms to the ERC721 token standard, which means you can trade, buy, or sell brackets.

In that sense, using the ERC721 standard allowed me, a simple dev, to assertive/tokenize a simple digital good. Pretty fascinated by that possibility.

And yes, all written on ethereum. I can post the solidity source of people are interested.

vincentchu··on Show HN: CryptoFinalFour – Tradable March Madness brackets as ERC-721 tokens
It’s a ethereum wallet/browser for distributed apps for mobile: https://www.cipherbrowser.com

Meta mask is the equivalent for chrome.

Cipher allows you to store some eth (or other ERC20) tokens on your phone, then use them to play with disturbed apps (like this one).

vincentchu··on Show HN: CryptoFinalFour – Tradable March Madness brackets as ERC-721 tokens
The smart contract has a method called updateState that allows a privileged address to update the brackets. That’s essentially an Oracle.

Aside: in the future where smart contracts are broadly usable, there needs to be some way (even centralized) to identify who’s trusted in such a contract and why you should trust them. In a normal office pool, it’s just Dave from accounting who runs the pool, but on the block chain that breaks down.

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