A quote from Patrick Collison from one of the last "HN support threads":
"We actually have an ongoing project to reduce the occurrence of these mistaken rejections by 90% by the end of this year. I think we'll succeed at it. (They're already down 50% since earlier this year.)"
At this point it is obvious that he/his PR staff are lying.
The only question is: What are some good Stripe alternatives?