tsahaghian

You're absolutely right! We're still iterating on that one. "Banking account for crypto and fiat" rather than "cryptobank" seems to be the right way to mitigate risk for now (e.g. Mercury "banking built for startups"), but we certainly want to be extra cautious.

Thanks! For now, we will partner with regulated bank infrastructure providers - they have the licence. Just like neopbank players have been doing with Synapsefi in the US or Solarisbank in the EU.

- Is crypto really different from cash for this? Plus anonymity seems relative now as agencies like Tracfin can track back addresses.

- Our users generate revenues in crypto. Paying employees with it is just convenient, faster, and cheaper when part of their staff is abroad.

thanks so much Gil :)

We'd love to help and get your feedback! thibaut@multis.co

1. Was fraud a big issue at ZenPayroll? I would assume this to be an issue for fortune 500 companies, not smbs

2. We're helping crypto companies for now - they get it. Hopefully non-crypto people will get it too as crypto becomes mainstream :)

3. e-merchants like Rakuten started accepting crypto. Amazon could follow. Consumer apps offering higher interest rates than traditional banking could also be compelling

4. You're right! that's why we're bullish on stablecoins like USDC or DAI - value is pegged to USD

5. Still grey, but moving fast - you can now pay people with bitcoin as long as they get minimal wage in USD. Paying bonus in crypto is an interesting use case