tinyjackpot

Thanks for the advice!

Understood, thank you!

Thank you!

How risky are municipal bonds? I feel like I always hear about cities going bankrupt.

Oh, managing my normal bank stuff and my investments in one place seems neat, I'll look into Schwab!

On another note, how "flexible" (not sure what the right terminology is) are these brokerage accounts? Is it like savings where you can withdraw when you want, or like a 401K where once the money goes in it's super hard to get it out?

I'm planning on giving $1000 to the EFF and $1000 to the FSF.

What's the process for investing in S&P500/Russel2000? Do I need to pay someone or can I do it myself through my bank?

The $150k was already post-tax, and the withholdings are (expected to be) higher than my actual tax rate EOY, so I should get some more in my returns.

I don't have _any_ debt.

Which index should I use? What are the differences between using an index and a mutual fund?

I still have my usual income (~$150k/y).

What kind of investments would you recommend?