It's also silly to discount the value of non-liquid equity to zero, unless you think there is literally zero chance of experiencing a liquidity event.
253 karma · joined January 18, 2022
This is such an incredibly bad-faith and transphobic representation of the case that I can only conclude you are intentionally trolling. Even if you believe that trans women should not be housed in prisons with cis women, it is beyond bad faith choose the words you chose to use.
Are you suggesting that it's "plain nuts" to be against private ownership of land?
Are you trying to suggest that there aren't certain words it's inappropriate to use in certain types of writing?
It's a problem that needs to be solved on the supply side. Trying to solve it on the demand side is like trying to damn a river with a sieve.
For ease of searching, this phenomenon is often called the "missing middle" problem. And it sucks, because as the already-high-density areas get more and more dense over time, it just reinforces the fear of density that people in the low-density neighborhoods have, because it confirms their prior belief that density means 50 story condo towers, and only 50 story condo towers.
Chicago is a wonderful counterexample to this - lots of neighborhoods are a mix of SFH, SFH with ADUs, MFH with 2, 3 or 4 units, and small 4 or 5 story apartment buildings, with nary a condo tower in sight.
You can take out a loan in crypto that's fully secured against some other crypto. It's turtles all the way down, and has zero relevance to what most people think about when they talk about taking out a loan.
Demand for housing is not infinite, and supply of capital is not infinite. Building more units will always help. The quantity of units which are bought and then kept empty long term is tiny in relative terms.
This is not as clear as you make it seem. Let's say there's a hypothetical product that a consumer only buys once every 5 years. If someone clicks your ad and then immediately buys the product... what if they would have bought it anyway, tomorrow, or 5 minutes from now, without the ad? How can you test that counterfactual?
If I buy cat litter online once a month every month for 5 years by going to example.org/catlitter -- but then they decide to start advertising on facebook, so now I click the facebook ad once a month to buy cat litter from the same site, are the ads "working"?
You eating a big mac isn't a threat to me, my family or my friends.
This attempt to portray all speeding as some kind of victimless morality crime is truly bizarre. Speeding is more akin to firing a gun into the air and then crying "Why are you persecuting me? I'm not harming anyone"
FWIW, speeding causes actual deaths of members of society
But I don't think this is the solution. The solution is better road design (road diets, narrower lanes, etc)
This is the crux of the issue. There are many people who often feel like cancelling on plans, but it is absolutely not because they don't enjoy their friends' company. It might be because they have a mood disorder, or chronic fatigue, or social anxiety, etc etc. The whole reason someone might want an app that lets you cancel on plans, but only if the other person also wants to cancel, is because it's almost impossible to express this feeling to someone without that person drawing the conclusion, to some degree, that you enjoy their company less than they thought.
If you genuinely don't enjoy spending time with someone, that's a much easier problem to solve.
My reading of the scenario is not that the person is too "guilt-ridden" to bring themselves to cancel - it's that they only mildly want to cancel, for frivolous reasons. They want to find out if the other person also mildly wants to cancel. The point is, in many relationships it is simply not possible to find this information out, because asking "how much do you want to keep our plans" in and of itself reveals that you want to cancel.
You can't measure how much the other person truly wants to cancel, because attempting to take the measurement will alter the outcome.
People sometimes seem to imply that if we could just select the most appropriate types of language, and only express our true, heartfelt feelings, then our language will never cause pain.
But that's just not true. Sometimes your friend may also secretly want to cancel, but other times your friend will be hurt by knowing you want to cancel the plans you made together that they have, for whatever reason, been really looking forward to. And sometimes there doesn't exist a way to communicate your true feelings without potentially causing pain. Being mature and communicating truthfully cannot solve this problem. Often times the solution is to suck it up and stick to the plans -- but that has nothing to do with communication.
So long as the total number of units increases, it really doesn't matter how much they cost, so long as they get filled. Increased supply will bring down rents at the less expensive end of the market.
This is just wishful thinking. This is a description of what people should do, not what people actually do, and I don't see what relevance it has to the discussion. Millions of people drive while over the limit of alcohol consumption [1]. It is totally plausible that self-driving cars could radically reduce that number and improve overall safety even if they are not perfectly safe and occasionally cause accidents.
[1] https://www.cbsnews.com/news/millions-of-americans-admit-to-...
>To be openly expressing such thoughts, as Mr Adewoyin was doing in a market, was risky. He could just as easily be arrested for blasphemy or lynched by an angry mob.
I think it's a little credulous to take anyone's on-the-record statements as reflective of their actual internal beliefs in this kind of environment. No doubt some people believe these things -- that does not mean any particular person claiming to believe these things actually does.
House prices have certainly risen substantially in the last few years [1]. But if the FED is to blame, why has the same thing happened in the UK [2], Germany [3] and Australia [4] ?
[1] https://fred.stlouisfed.org/series/QUSR628BIS
[2] https://fred.stlouisfed.org/series/QGBN628BIS
This totally depends on what type of engineer you want to be. It's quite possible to be very successful, have a great career and make a ton of money as a software engineer without ever tackling problems that are "hard" or "new".
* Every household has an electric kettle
* Kettles boil very quickly (due to power differences)
* Most households have radiator-style heating, which takes much, much longer to heat up a room than US-style forced-air heating
When I started the site, I mainly used CC0 licensed sounds others had recorded.
Then I started recording my own sounds. How much work it is is very situational - if you regularly find yourself in an environment which has the sound you want to record, and not many other sounds around, then it's pretty trivial. For example, you want to record rain in the forest, and you regularly walk in a forest where it rains and there aren't many other noise sources (e.g. other people, planes overhead, singing birds, etc). The actual recording itself doesn't take much work, because I shoot for a level of sound quality that will satisfy 80%-90% of people, rather than a real "audiophile" quality level.
On the other hand, if you want to record something that only happens occasionally and with lots of other noise sources nearby, it can be a ton of work. For example, you want to record the sound of thunder, but you only get occasional storms, you live in a city with lots of other background noise, and it usually rains when it storms and you want rain on the recording. In that scenario, you might have to travel far and burn a ton of time trying to get the right conditions for recording.