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Guide Financial | Full-Stack Developers (Ruby/Rails) & Product Designer | San Francisco, CA | http://www.guidefinancial.com

FULL-STACK DEVELOPER The Full-Stack Developer role is a critical position for us. We are seeking a developer with experience working extensively in both front-end and back-end software development, reporting to the Head of Engineering. Your initial focus will be on our core web experience, and may expand to mobile platforms as well.

You will be responsible for developing, testing and maintaining some of our most important and ambitious technology features, and you should have a proven track record of delivering well-engineered and tested software at scale.

PRODUCT DESIGNER

We are seeking a Product Designer with experience, passion and expertise in both visual and product design. As part of this role, you will lead design efforts as a lead designer for Guide Financial (including our financial advisory platform and future product releases in new markets), as well as collaborate with other innovation teams within John Hancock. You will report to the Managing Director of Guide Financial.

You will collaborate closely with colleagues from the ecosystem of innovation labs, including the Lab of Forward Thinking, to drive innovation across global markets. This includes collaborating with customers and business leaders to identify opportunities to improve the customer journey of lifetime financial wellness, and lead the design process from initial mockups through launching new businesses.

ABOUT GUIDE FINANCIAL At Guide Financial (http://www.guidefinancial.com) our mission is to use technology (artificial intelligence and applied behavioral finance) to enable millions of middle-class families to increase their savings rates, make better financial decisions and achieve retirement security.

We've recently joined John Hancock as part of their long term innovation plan. We’ll be continuing to support our core advisor technology and also build out new, innovative technology in huge markets that will impact millions of customers.

We seek to combine the best of a startup - small team, great technology, lots of fun and a fantastic culture - with the benefits of an industry leading firm - including very competitive benefits/comp and the ability to see our technology deployed rapidly across millions of households worldwide.

To start a conversation - drop us an email at info@guidefinancial.com with a brief note about yourself and a resume.

You can also read more here: https://www.guidefinancial.com/careers

Guide Financial | Full-Stack Developers (Ruby/Rails) & Product Designer | San Francisco, CA | http://www.guidefinancial.com

FULL-STACK DEVELOPERS

The Full-Stack Developer role is a critical position for us. We are seeking a developer with experience working extensively in both front-end and back-end software development, reporting to the Head of Engineering. Your initial focus will be on our core web experience, and may expand to mobile platforms as well.

You will be responsible for developing, testing and maintaining some of our most important and ambitious technology features, and you should have a proven track record of delivering well-engineered and tested software at scale.

PRODUCT DESIGNER

We are seeking a Product Designer with experience, passion and expertise in both visual and product design. As part of this role, you will lead design efforts as a lead designer for Guide Financial (including our financial advisory platform and future product releases in new markets), as well as collaborate with other innovation teams within John Hancock. You will report to the Managing Director of Guide Financial.

You will collaborate closely with colleagues from the ecosystem of innovation labs, including the Lab of Forward Thinking, to drive innovation across global markets. This includes collaborating with customers and business leaders to identify opportunities to improve the customer journey of lifetime financial wellness, and lead the design process from initial mockups through launching new businesses.

ABOUT GUIDE FINANCIAL

At Guide Financial (http://www.guidefinancial.com) our mission is to use technology (artificial intelligence and applied behavioral finance) to enable millions of middle-class families to increase their savings rates, make better financial decisions and achieve retirement security.

We've recently joined John Hancock as part of their long term innovation plan. We’ll be continuing to support our core advisor technology and also build out new, innovative technology in huge markets that will impact millions of customers.

We seek to combine the best of a startup - small team, great technology, lots of fun and a fantastic culture - with the benefits of an industry leading firm - including very competitive benefits/comp and the ability to see our technology deployed rapidly across millions of households worldwide.

To start a conversation - drop us an email at info@guidefinancial.com with a brief note about yourself and a resume.

You can also read more here: https://www.guidefinancial.com/careers

Guide Financial | Full-Stack Developer (Ruby/Rails) | San Francisco, CA | http://www.guidefinancial.com

The Full-Stack Developer role is a critical position for us. We are seeking a developer with experience working extensively in both front-end and back-end software development, reporting to the Head of Engineering. Your initial focus will be on our core web experience, and may expand to mobile platforms as well.

You will be responsible for developing, testing and maintaining some of our most important and ambitious technology features, and you should have a proven track record of delivering well-engineered and tested software at scale.

As background - at Guide Financial (http://www.guidefinancial.com) our mission is to use technology (artificial intelligence and applied behavioral finance) to enable millions of middle-class families to increase their savings rates, make better financial decisions and achieve retirement security.

We've recently joined John Hancock as part of their long term innovation plan. We’ll be continuing to support our core advisor technology and also build out new, innovative technology in huge markets that will impact millions of customers.

We seek to combine the best of a startup - small team, great technology, lots of fun and a fantastic culture - with the benefits of an industry leading firm - including very competitive benefits/comp and the ability to see our technology deployed rapidly across millions of households worldwide.

To start a conversation - drop us an email at info@guidefinancial.com with a brief note about yourself and a resume.

You can also read more here: https://www.guidefinancial.com/careers

Guide Financial | Head of Engineering (Ruby/Rails) | San Francisco, CA | http://www.guidefinancial.com

The Head of Engineering is a critical position for us (we consider it our "third co-founder"), and will impact all aspects of our company. You'll be hiring, mentoring and managing a team, as well as managing our tech roadmap and spending part of your time (~50%) as an individual contributor. Ruby on Rails expertise is a requirement, as is prior experience managing a team.

As background - at Guide Financial (http://www.guidefinancial.com) our mission is to use technology (artificial intelligence and applied behavioral finance) to enable millions of middle-class families to increase their savings rates, make better financial decisions and achieve retirement security.

We've recently joined John Hancock as part of their long term innovation plan. We’ll be continuing to support our core advisor technology and also build out new, innovative technology in huge markets that will impact millions of customers.

We seek to combine the best of a startup - small team, great technology, lots of fun and a fantastic culture - with the benefits of an industry leading firm - including very competitive benefits/comp and the ability to see our technology deployed rapidly across millions of households worldwide.

To start a conversation - drop us an email at info@guidefinancial.com with a brief note about yourself and a resume.

You can also read more here: https://www.guidefinancial.com/careers

Guide Financial | San Francisco, CA | Head of Engineering (Ruby on Rails) | Full-Time, On-site | www.guidefinancial.com

At our mission is to use technology (artificial intelligence and applied behavioral finance) to enable millions of middle-class families to increase their savings rates, make better financial decisions and achieve retirement security.

The Head of Engineering is a critical position for us (our third full-time hire), and will impact all aspects of our company. You'll be hiring, mentoring and managing a team, as well as managing our tech roadmap and spending a small part of your time as an individual contributor. Ruby on Rails expertise is a requirement, as is prior experience managing a team.

We've recently joined John Hancock USA as part of their long term innovation plan. We seek to combine the best of a startup - small team, great technology, lots of fun and a fantastic culture - with the benefits of an industry leading firm - including very competitive benefits/comp and the ability to see our technology deployed rapidly across millions of households worldwide.

To start a conversation - drop us an email at info@guidefinancial.com with a brief note about yourself, why you think you'd be a good fit and a resume.

Guide Financial | https://www.guidefinancial.com | San Francisco, CA | Full Time | Onsite

We're hiring for amazing Rails and Javascript developers for critical roles - (1) Head of Engineering (2) Full-Stack Developer

Read more at https://www.guidefinancial.com/jobs or reach out me us directly at info@guidefinancial.com

About Guide:

We seek to fundamentally reshape the financial services industry, using software to enable millions of families to increase their savings rates, make better financial decisions and achieve retirement security – by applying cutting-edge behavioral finance, artificial intelligence and automation.

We were recently acquired by John Hancock (owned by Manulife – one of the largest financial services firms in the world) and operate as an independent San Francisco-based division, backed by the brand and resources of one of the leading financial services companies in the world.

We combine the best qualities of a startup – speed, continuous release cycles, audacious goals, relentless focus on user experience, and disruptive innovation – with the backing of an industry powerhouse, including ongoing support, competitive compensation and benefits, and an opportunity to continuously deploy software to improve the lives of customers across the country and the world, as part of a financial company with a massive global footprint.

There isn't as much home-grown tech innovation / spirit of disruption like you get in places that have a fundamentally irreverent culture that thrives on disrupting the norm and status quo - like parts of the US, China and Israel. It's all big gov, top-down initiatives in Singapore for now, until you get kids coming out of school there that feel entrepreneurship and risk taking is a better route than the safer and more respectable route of high-paying, stable government jobs.

I lived there for 3 years as an expat - it's one of the safest places in the world. I feel much safer in Singapore than I do in most parts of the US.

I'm also a big fan of the professional tier / PX dyno pricing. Brings it down from previously $0.80/hour, which is much more pricey than $500/month with their new pricing.

Still pretty expensive compared to taking the DIY approach on AWS, but I appreciate the price break here.

I imagine their markup on top of AWS is still something crazy like 50% or more?

May be helpful to clarify/reword - sounded like $500k total from the headline, but is actually $500k per company. Sweet deal...

Agreed. If you keep writing posts like this, as a VC, you risk losing one of the most important differentiating points you have - your credibility and trust. People need to respect you as a thought leader, and not worry about reading blog posts with a "remove bias / advertising" filter in their heads.

I agree- this just reads like an ad. Wish there was a way to flag this as "reads like an ad", like they have on Wikipedia

Cool thanks - like the website and glad to hear you fixed it so quickly.

Looks interesting. Was thinking of waiting until a v2 just to let them work through security issues. Seems like the website itself has some front-end glitches - like the "About" page for example (this code visible: <?php if( extension_loaded(‘newrelic’) ) { echo newrelic_get_browser_timing_header(); } ?>)

Hey Max - Agreed - low cost index funds are a dime a dozen. Even "hot" startups like WealthFront / Betterment are a waste of money - you can spend a minute on the site, get their recommendation, hop over to Vanguard and carry it out yourself (and save thousands). Just send yourself a reminder to rebalance once a year and you're done. The biggest driver in building wealth, from our experience and that of working at Guide Financial, is using behavioral finance to automatically accumulate more assets over time - makes orders of magnitudes bigger impact than low costs/tax harvesting/etc

What is this thing?

I can't help but feel there's a few major gaps on this list - helping reinvent financial services, and using technology to improve lives in developing economies

It wouldn't be worth getting exposure to that level of radiation on a daily basis from the security process

Curious to hear what the team at Wallaby thinks about this, and whether they're planning on competing directly or focusing squarely on rewards cards.

Sweet music!

Experiencing problems as well - potentially gateway related

Congrats to Zuck on backing progressive looking edtech ventures...

Great analysis - I've been struggling with finding the right server to use for concurrency as I have very long-running requests to a third party API, and this looks like the right choice for us.