sql-spy

Circumstances changed.

Running a startup means time is never on your side. If you are still 8 months away from proving "soundness" of your idea then you are already too late.

If you're the first out the door, that's not called panicking

Ofcourse it is an oversimplification but it really is that simple.

If the business is profitable, it will survive.

If its still relying on free money to pay the bills, its time to make it profitable.

Startups that are worth saving will be saved.

Cashflow won't be what kills some of these startups.

Even though I dislike this guy, he is not wrong. First Republic is most certainly going into receivership tomorrow.

In most cases depositors recover 90% or higher.

Insured deposits are paid on first day the bank opens. More than 50% of uninsured deposits are paid within a week. Another 20% or so gets paid within a year or sooner in quarterly installments. Remaining amount gets paid in yearly installments and in all cases was paid within 3 years.

Haircut is guaranteed in this political climate since there is no appetite for a bailout. At least not for SVB. The later ones could be bailed out but SVB is a goner.

Thank you. Yes I understand this needs an explanation and I am working on it. I agree with you though, I should have held off on sharing here. Just a start and I was too excited to share.

For those who are still confused: You can upload your .sql file or copy paste your sql to generate a database documentation.