This sounds like the whiny rant of a child. It's not just about money, it's about drive and vision. If you have drive and vision, then your employer will notice and you'll move up, learn more, maybe even make enough to start your own business with your own ideas. If not, if you don't choose to better yourself and fight for what you want, then you fit the position you allow yourself to fit. You wouldn't ask a janitor to make business decisions, why would you ask an accountant, or a programmer, or a designer?
Life is about taking pride in what you do and going after what you want, not about whining, me me me.