39 karma · joined April 15, 2010
Its called the Permanent Portfolio and it has a great long term track record: https://portfoliocharts.com/portfolio/permanent-portfolio/
All of these work/sync cross my desktop laptop and iPhone.
In progress is a wiki type system for potentially typing it all together. Dropbox Paper has been great for the wiki part.
25% stocks (index fund) Stocks – for profit during periods of general prosperity and/or declining inflation.
25% Gold – for profit during periods of bad inflation; during inflationary episodes gold bullion provides protection against a falling currency and other potential problems.
25% Long Term Bonds (30 year) – for profit during periods of declining interest rates; and especially during a deflation. Bonds also do reasonably well during prosperity.
25% Cash – During a recession, no particular asset class is going to do well. The cash in a Treasury Money Market Fund offers stability when portfolio asset classes fall in price. It also protects purchasing power during a deflation.
chores - have less stuff to maintain.
eating - not sure what can be done here.
exercise - look into tabata or hiit. you can workout 2x20min a week.
you can also find way to be more efficient with your activities to cut off time on each one, even if you keep it.
sure none of these suggestions is without cost. but these suggestions can be enacted to the end goal of more time (for sleep or whatever)
You are saying people are not individuals with their own preferences?
Sure you can draw mental or geographical lines around people. And then try to apply laws to them.
But at the end of the day there are still people in those lines choosing to follow, or not follow the laws in various ways. And people treating people differently even while following those laws.
Do you think they would do better in a bigger version of this for the whole country?
Everyone is an individual with different values and judgments.
How could you expect the entirety of the human race to treat someones actions in a consistent way? It simply is going against reality.
Wouldn't cutting down regulation, and reducing the AMAs monopoly on doctors help?
Less regulation = less costs.
More doctors drive costs down too.
Find the individuals profit motive and appeal to it.
I dont understand. ANY for profit? Like Apple or Ford?
Or just educational institutions? If just educational institutions, what is special about that sector that makes them a plague?
why is this preferred? make everyone pay for it? make everyone who doesnt have kids poorer? pass the money through the government that takes a cut of it to administer the program leaving less money on the other side. i dont see the good in any of it