sajacy

Interesting. So a bailout is when the rules are changed so that some people get to keep money that they otherwise would have lost (or would not have gotten). I'm onboard with that.

But then the PPP and pandemic payments were bailouts, too - a bailout isn't necessarily a "bad" thing, right?

Like, we judge the bailout by who benefits, right?

We should just bail out families, small businesses with payroll needs, etc., and VC firms should take a haircut? Or rich people shouldn't be bailed out - cap FDIC guaranteed deposits at 1m?

Or should Signature have gotten the full deposit bailout (not tained with VC funny-money), while SVB should not?

Serious question: what is the rule / policy / threshold that solves the problem better than "everyone affected by the problem gets the same full deposit insurance"? It's a decision full of tradeoffs, being made in a limited time and information situation. I don't think the Fed+FDIC+Yellen are making calls based on trying to "save" nor "punish" certain groups - they can't possibly have the time or resources to figure out an optimal solution.

Your comment really amused me.

"Hold on, let me just... I'm sure there's a Good Reason around here somewhere..." - Hot Take Taylor

You're being pedantic, and you didn't read my bullet points, because the money literally disappears. It doesn't get "paid" by anyone.

I don't think you have a realistic understanding of "taxpayer money".

You know the budget hasn't been balanced in years, right?

Let's guesstimate that over the last 20 years, for each dollar taxed, the government has been spending 5 more.

Those 5 dollars came from private investors and commercial banks. They gave USD money to Treasury, and received an IOU note from the Treasury. So:

1) The money is national debt, not taxpayer dollars.

2) The QE and other "unusual" things done by the Fed in the last decade means many of the Treasury notes are now held directly by the Federal Reserve. Treasury can and will magically convert the notes to USD currency over time, which the Fed disposes of by sending USD back to ... the Treasury.

3) The debt and Fed actions don't necessarily cause inflation. Also, inflation is a form of a "sales tax", which isn't what people consider "taxpayer money" (in the US, there is no general sales tax, only federal income tax)

[1]: https://fred.stlouisfed.org/series/TREAST

[2]: https://www.brookings.edu/blog/up-front/2022/06/01/what-if-t...

[3]: https://stephaniekelton.substack.com/p/how-do-you-solve-a-pr...

So - veteran data wrangler here. I skimmed some of Humana's files. There's lots of repetition that can easily be removed when converting from a raw input to an analytical dataset - basically the huge blocks of text in "BILL_TYPE_CODE: 130,139,..." in the ADDITIONAL_INFO field can be normalized away by building a quasi-Huffman-encoded lookup table.

Noteworthy(?): there seems to be a limit of ~100~ 140 sets of prices, as seen in the filenames:

2022-08-25_NNN_in-network-rates_0000000XXXXX.csv.gz

~Did I miss something? ... or is this some kind of technical limitation for Humana?~ Edit: I missed the alphabetical ordering. Still, only about 140 price sets.

Also, each plan member's JSON file has a small chunk of useful information, then a useless list of all 15k gz parts of a relevant NN_in-network-rates file (you only need the first filename to figure out which NN to reference).

For these files, you can use Range requests to download only the first, say, 50KB, and pipe it to gunzip and jq. (https://github.com/stedolan/jq/issues/31#issuecomment-900184...)

I would also be interested in helping throw such an analytical dataset into BigQuery. It'll be great for sharing an open dataset. No doubt this will still be a gigantic headache, but it is tractable.

Technical yet casual readers on HN will compare Tesla to other car manufacturers before CV programs in self-driving startups.

+1 to the other commenter (grandparent comment).

The source [Google post](https://www.blog.google/inside-google/company-announcements/...) says “ men were flagged for adjustments because they received less discretionary funds than women” so your 50/50 split of n is the most aggressive way to interpret that information.

More likely, we should interpret that to mean that men were found to be more likely to be underpaid (n_men > N_men), and that the appropriate comparison of variance (finding outliers) among men versus women was performed.

Look - the next 10 years is all about card-circulators. It's actually a combination of two things: Cards, which present business metadata such as contact info and personalized notes, and a circulator, which efficiently organizes and presents the best contact for any particular job. We're branding it Rolodex, but really, there is a whole industry ready to break the mold of traditional B2B.

the users will need to adjust to new ways of organizing and sorting, but some power users already have proven the new model.

Wake up neo...