rohittaneja

Sure. Anytime!

Thanks Darpan!

Happy to have you onboard as one of our early partners. Looking forward to enabling even more API integrations as we go along.

Thanks Abhishek!

Happy to have you explore and try out our APIs, however for real money movement, the regulations do require a company formation. As others mentioned on the thread, a one person company or llp is very easy to form and hardly takes a couple of days in today's environment in India.

I would suggest to form that since you would anyways want to do it at some point of time, plus you don't want any financial liability to affect your personal assets. Happy to help you walk though our product and answer any queries around the same or even company formation - https://calendly.com/raunak_dembla/introduction-to-decentro?...

As for Razorpay, yes, they are more like Stripe for India both in their product and roadmap. Razorpay X is a new neo-bank in the country.

Cheers!

Thanks! Yes, we know the Authlayer (now Zefi) guys very well as fellow founder friends.

1. Sure. Here is one of our case studies with a new Neo-bank that got launched recently in India - https://medium.com/fintech-for-everyone/enabling-the-banking...

2. Yes, that is by design for this early stage as the pricing varies based on the API choice and volumes. Happy to walk you through over a call based on your product/use-case anytime - https://calendly.com/raunak_dembla/introduction-to-decentro?...

3. Absolutely. Our model is always in sync and up to date with regulations, since we work directly with the banks and their compliance teams.

4. Currently, it is all REST APIs but we will roll out web SDKs too at a later point in time.

5. I think one of the points worth mentioning is how in SEA, the money flow works differently than in the Indian scenario. For example, there is no concept of a nodal account in Singapore, unlike India. Of course, now India is also transitioning to an escrow from the nodal altogether.

6. We have shared some details here and will be adding more from time to time - https://decentro.tech/careers. Specifically, there are a couple of layers that we add for encryption, encasing and archival.

7. Interesting mention. We will check it out :)

Cheers.

Thanks Jay! Looking forward to connecting.

Thanks a lot!

Great point! This is actually one of the key challenges that we are solving, via our direct account integrations.

The challenge with file based statements is the variation in formats as you rightly mentioned. Something that code based statements solve automatically.

Happy to walk you through a demo right away - https://calendly.com/raunak_dembla/introduction-to-decentro?...

For easy access, here is the form :) https://decentro.typeform.com/to/dJ6Dm1

Thanks Varun!

Thanks! Looking forward to it.

Hi Abhishek,

Public sector banks will take a while, of course. But we will taking at least a couple of them onboard.

Thanks Anand!

Absolutely, you have captured it well.

Yes, the traditional banking infra is definitely weak and takes quite a bit of navigation to even capture the gist of their broken documentations :)

One of the key things that we are aiming for is switchability and optionality, essentially giving more power to the companies when it comes to their API infrastructure. That will take care of both those aspects around downtimes and complete banking shutdown of any provider.

Happy to discuss our SLAs and showcase our demo in detail. We are on - admin[at]decentro.tech

Cheers

Thanks Phillip! Yes, there are few similarities with some features of Stripe, although we don't do card processing (payment gateway). Our transactional APIs essentially enable seamless movement from bank to bank.

Our current banking partners are - YES Bank, ICICI, Citi, and more in pipeline.

Yes, this is for a deeper level of banking integration like issuing new financial instruments, fetching bank statements from a linked account directly, beyond what payment processors provide.