22 karma · joined July 24, 2026
cloudd is used by a shit-ton of services though, so I'm not sure how to track it down without better tracing of what actually initiated the call, or the contents of the call.
edit: tomasf nailed it - https://news.ycombinator.com/item?id=49158388
Assume an employer who matches 50% up to pre-tax employee contribution max, the result is this:
$24,500 pre-tax employee contribution $12,250 employer match
This leaves $35,250 to the $72k limit.
Roth MegaBackdoor enabled plans allow the employee to put $35,250 of _after tax_ contributions in to fill that window, and to convert them to Roth assets. They can even be rolled out into a Roth IRA while the 401k is still active.
I have no clue why you think this relatively common plan option is, somehow, impossible.
I'm setting aside that charging off of public EVs is relatively rare anyway... but your premise is flawed.
On self-driving: if you want true autonomy, where you can relax and do something else entirely while you drive, the answers are Waymo, Apollo Go, and to a lesser extent: rideshare.
Every other system requires that you sit in the driver's seat, pay attention, and be ready to handle exceptions. Which means that ongoing improvements don't actually buy you much of anything, because having to handle an exception every 50 miles isn't a better experience than having to handle one very 5 miles.
There is no honest way to manufacture a $40k price gap.
And as for software, on the infotainment side, AA/CP are great (but not available on Tesla), and people often like having _some_ physical controls, which goes against Musk's aggressive cost-cutting.
If by software you mean FSD (Supervised), I think essentially every major auto lane-keeping + adaptive cruise covers the key use case where FSD is useful: highway slogs.
For anybody who lives outside of the USA, the Chinese EVs are the obvious answer -- they've surpassed Tesla on essentially every dimension.
For people who live inside the USA the math is different, since the government is actively interfering with the free market to protect a critical donor.
That will naturally rotate you _away_ from vendors who expand margin, and _toward_ those who use the same capability to undercut the margin expanders.
Your post is "cute", but 3 or 4 months of operating cash isn't a great example of "sitting on piles of gold".
The single incident was an individual in Malaysia who added an after-market finger-print based engine immobilizer to his car in 2005. The attackers threatened the individual with machetes, so that he would put his finger on the sensor, and then drove off with him in the car. The attackers later cut off his finger believing it would let them restart it without him present.
He does not give a single solitary fuck about you. If you get lucky and your interests align, great. But Musk talks fairly openly about letting many humans die while a few rich elites thrive. And if you're posting on this website, you are not a rich elite.