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pfredrich

24 karma · joined February 12, 2013

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pfredrich··on I switched to Android, here’s the skinny
It's my first blog post, be gentle, please. And thanks.
pfredrich··on Why are payment forms so complicated?
What makes you think that?

Look here: http://en.wikipedia.org/wiki/Address_Verification_System

pfredrich··on Why are payment forms so complicated?
http://en.wikipedia.org/wiki/Address_Verification_System

"AVS verifies the numeric portions of a cardholder's billing address. For example, if the address is 101 Main Street, Highland, CA 92346, in the United States, AVS will check 101 and 92346. Sometimes AVS checks additional digits such as an apartment number, other times it does not..."

They might call it 'full address', still it's just the numeric part.

pfredrich··on Why are payment forms so complicated?
You don't need it. AVS checks numerical part only anyhow. Billing ZIP is more than enough.
pfredrich··on Why are payment forms so complicated?
It's a trap.
pfredrich··on Why are payment forms so complicated?
CSC is only one of many options to improve checkout conversion. There are many other ones that don't result in increased fraud exposure like:

- Eliminate the concept of a shopping cart if you just sell one product

- Don't force buyers to create an account

- Don't ask for the same information twice like shipping and billing address (if you collect billing address, you shouldn't)

- Combine first and last name into one field: name

- Auto-complete address based on ZIP

- Trust messaging

Baymard has great recommendations based on their extensive studies: http://baymard.com/checkout-usability

pfredrich··on Why are payment forms so complicated?
Kills fraud and also conversion and revenue. Such a pain.
pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp).

Excellent thinking! This is one of the ideas on our list, no concrete plans or timing yet though. It should just be real simple to sell the products you make so that you can spend more time on the things you actually care about like making some cool products.

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

For digital goods, we'd handle the fulfillment for you. Goal is to make it dead simple and to provide everything you'd need, so you don't have to use any other services or do any coding.

Still, a server to server notification would be a good thing to have, no concrete plans or timing yet though.

Thanks for your feedback.

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

You're right. We need to -- and will -- figure something out to better convey the buyers' end to end experience to people interested in using our service to sell their products.

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

Fair point. We're open to exploring other pricing structures based on the market feedback we'll get. In general, goal is to rather be the Apple of eCommerce than the Dell. (Well, that sounds cheesy and not in a good way :) Sorry.) We don't want to be the cheapest service but the one that provides our sellers with the most value.

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

Outsch. We're fixing that as we speak. Our apologies.

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

Based on the other comments here you can tell we use neither Stripe nor Balanced :) One of the other big guys... Please email me if you'd like to discuss details: paul@cropup.com

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

I shall and I will. Thank you very much.

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

Thank you. This doesn't look like a lot of fun to read... Will suffer through this. Again, thank you very much. Very helpful, very appreciated.

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CroUp.)

We see shopping cart providers as our competition and they usually charge setup and/or monthly fees, which we do not. Given the value and functionalities our product provides we feel our pricing is fair, but we're open to structuring it differently in the future depending on market feedback, like volume or product price based, or we introduce a premium account with a monthly fee but lower per transaction fees.

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

You're right, we need to make pricing more visible.

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

We have some interesting ideas for what we can do with pricing in the future, like based on volume or product price or maybe we introduce a premium account that comes with a monthly fee, but lower fees per transaction. Still thinking about these.

For now we think 10% is a fair price given the value and the functionalities our product provides, e.g. calculating taxes based on the seller's nexus states and the buyer's shipping address. Also, the seller is only charged a fee in case of a successful order, but not e.g. in case of a refund, which is different from other services like e.g. PayPal. (And different means better here, we think.)

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

It's for anyone who wants to sell a product on a social network like Facebook, Twitter, etc., whether you have an online store already or not. It's not great to share a link to your online store on social networks because then your customers have to go through the entire checkout flow incl. putting the item into the shopping cart, going to the shopping cart, clicking on checkout, creating an account or not, ... even though all they want to do is buy one specific item quickly and easily. With CropUp you can sell individual products via a very streamlined checkout flow, that works great regardless of the social network or the customer's device (mobile, tablet, desktop).

pfredrich··on Show HN: CropUp, Sell your _______ on _______
Ah, I see. Good point, we currently don't call that out anywhere prominently, but we should. Thanks for clarifying.
pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

I'm not familiar with them, but I'll check them out now. Have you used them? Do you like them?

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

Hmm. I'm not following, can you please explain? It's not US only and that's what the FAQ says / is supposed to say.

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

Correct, great observation. PayPal Masspay charges the payment sender a fee, but it's free for the recipient. So these payouts are free for our merchants.

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

Interesting. Would you be able to provide me with a link to where I can read more about this, please? Would be very helpful. Thank you.

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

Good question. PayPal was the easiest to use, for now, and works well. We'll likely add additional payout options, but no concrete plans or timing just yet.

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

Yep, we noticed that as well, will fix it. Excellent observation, thank you.

pfredrich··on Show HN: CropUp, Sell your _______ on _______
(I do product at CropUp.)

For now we're focused on physical products, which come with a couple of challenges sellers of digital products usually don't have to worry about, like taxes, fulfillment, returns/refunds, etc. Our goal is to provide a product that equips sellers with everything needed for selling online and to make it real simple, so that they can focus on making their products and don't have to worry about selling them.