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Provided that there's no accident etc. you may very well get no fine at all, if the traffic light or traffic camera is indeed broken.

Thanks for pointing it out, the last word is not yet spoken in this proceeding.

" SUV drivers face a higher fine for red light violations than drivers of other vehicle types. This is the opinion of the Frankfurt am Main District Court (Amtsgericht) (ruling dated June 3, 2022, Case No. 974 OWi 533 Js-OWi 18474/22). The decision is not yet final.

A woman drove her BMW SUV through a red light at an intersection in Frankfurt. The red phase of the traffic light lasted at that time already longer than 1.1 seconds. An SUV (long: sport utility vehicle) has increased ground clearance compared to normal vehicles.

Due to the special vehicle procurement, the district court now felt compelled in this specific case to increase the standard fine provided for in the fine catalog for this violation. Normally, the catalog provides for a fine of 200 euros - but the woman must now pay 350 euros. The boxy design and the raised front end would increase the risk of injury to other road users, the court said.

Due to the greater abstract danger, the committed red light violation was more serious than in a normal case, the district court said. It based this decision on the objective of Section 37 of the German Road Traffic Regulations (StVO), according to which variable light signals - i.e. traffic lights - are intended to protect road users from collisions in the intersection area - and a collision with a larger car such as an SUV poses a higher potential for injury."

Translated from: https://www.lto.de/recht/nachrichten/n/ag-frankfurt-am-main-...

I see, this seems to be an unfortunate consequence of the 'app ecosystem'. I'll keep that in mind, thank you very much! :-)

This is very interesting, I did not know about this either and will look into it. Thank you very much!

Would you suggest that rather than having discussions like my original question, we should better think about how to take different implementation approaches, thus circumventing several issues which come with 'traditional' apps?

These are many points I haven't thought of, thank you. Are you implying, that in the end this would pose a risk to the whole network or otherwise would it require to be somehow open source friendly as well?

I agree with you here. In itself best would be to not use online banking at all. As I said, this is hypothetical and doesn't apply to my personal situation (anymore). I just realized it the first time after degoogling and seeing this being a struggle many have when transitioning to a degoogled device, it kept me thinking.

Nevertheless, using a banking app is very quick and convenient and is therefore used by many people. I don't see privacy education going that far, that people would abandon this convenience. Therefore I was wondering if an open source application would be possible here and bring the benefits that OSS usually offers in other circumstances.

From a litigation standpoint, if you stay in Europe, consider Switzerland as a neutral jurisdiction (Rechtswahl). This is independent from where your company will be registered. Else the US, as mentioned already, is a good place. Generally to keep in mind is, that apart from the tax standpoint consider also questions regarding labor regulations and civil damages (Schadensersatz).