nocturn9x

This is a load of BS. First off, SafetyNet is long dead and its replacement is called Play Integrity. Second, I'm currently on a rooted af Samsung Z Flip5 that can use banking apps just fine. My primary bank doesn't even block functionality if you use root, and all the others (except Revolut, which is a tough one) are easy to hide root from, and there's plenty of ways to pass even the strictest Play Integrity checks.

That's still possible so long as you're on a version of OneUI 8 that allows downgrading to OneUI 7. I did that and then patched the OneUI 8 firmware with Magisk and substituted the new bootloader for the old one and it works. Literally did this like in the past 2 days. Didn't even have the time to sound like a conspiracy theorist.

how does this affect users exactly?