I agree with your last paragraph, but I think it supports my point. I wear a mask because it has zero cost, and it may save my life. When I took this decision, I didn't estimate any probabilities and I haven't used Bayes theorem. Understanding what a mask does exactly and how aerosol transmission of viruses work precisely is almost irrelevant to my decision -- I could be improving my knowledge ("my priors") by studying virology, but there would still be so many uncertainties, that it would hardly influence my decision.