krel

”web3 solves this”

for real tho, it might

404krel at gmail dot com if you want some guidance

Right, interesting.

Regarding closing down accounts — I recently made a detour into the Revolut subreddit and it's filled mostly with people gushing about their accounts being shut down without notice.

Now, I never know how much of that is on the company and how much is on the user doing something shady, but regardless, I would not dare to take such chances with my business.

Thanks for pointing that out — had not connected the dots until now.

Yeah, that is pretty wild.

Bjoern, I saw you're located in Germany — does any of the neobanks help you solve this? I guess switching bank don't solve the problem of getting your old data though, even if it would make it easier to get hold of _future_ records.

Sure, I didn't want to make the whole topic around my narrow use case but good idea.

Right now, I'm still unable to open an account in the bank I choose. So my current needs are just to be able to open an account within ~48h or so. My application was flagged for reasons still unknown and its now almost 4 weeks since I applied.

Once set up, my current requirements are pretty basic — I need an account where I can put funds from VC/angel, ideally split up in a checking and savings account, with the possibility of creating additional accounts for specific needs. Making payments should be easy and relatively cheap.

Down the road, I'd love if the bank could give me a clear overview of runway and projections, integrations with accounting software, etc. And be able to easily pull from the bank all the data they have on my company.

And the bank should scale with my needs — I rather not sign up for a "freelancer" neobank and be forced to switch as soon as my needs go beyond that.

The book is great, highly recommend.

Anyone know where to get the NVC cards in Europe?

Hi Kevin, yes, this is for you.

Thanks for pointing this out. We are exploring a bunch of different ways to formulate what we do and for whom, and you're right that the core message became a bit muddled here.

Would love (really!) to hear more about your specific needs. Feel free to email me at christian@trycashflow.com.

Is this true? Or did we just not care about allergies before when we had much bigger issues (like dying at age 30)?

Some reference/data to back up your claim would be nice.

I don't know, I think resolution is very important to get as many facial expressions as possible over via video. Those things that make in-person conversations smooth, but makes video feel stilted.

For the sake of argument; are you sure getting those secondary projects done is really a net benefit for the company? Compared to, let's say, doing more uninterrupted work on the primary project?

Im uncertain myself so further reflections on this would be interesting to hear.

Is it though? :D I prefer my own coffee over bought coffee 9 times out of 10. Not to mention the money saved.

I do work from an office most of the time so I can compare; it works way better since the "Im working/not working"-line is less fuzzy (I think).

My gf is very extrovert and in need of social interactions to not get depressed. Having an "office room" helps, but not really solving the issue. Now she just feels ignored instead.

She gets it from an intelligent perspective that I need to work, but emotionally its a struggle.

Very interesting. Would you rather solve this by having a larger network of local friends, or by having better ways of doing office banter and informal interactions with your co-workers?

I get ya, I truly do. But, are you at the wrong company, or are you a person that would never enjoy a company retreat no matter what?

Thanks postcynical, I (OP) feel this pain too. Do you think tandem.chat (YC2019) would solve any of your issues?

Edit: Note that Im not affiliated with Tandem in any way, just curious.

This is fantastic advice, thanks mattcdrake and masukomi!

Personally I think much of the benefits of remote work comes from the ability to close out the noise of the office, which includes thing like someone tapping me on the shoulder or grabbing my attention when Im deep in some mental exercise.

So what I wonder is how you couple the great things about (actively chosen) isolation with the need for social interaction and banter over time?

Perhaps it's a non-issue and remote work will never reach the level of distraction you face in an office. Still would be interested to hear your thoughts.

Thank you. Regardless if I can follow you to "collapse of civilization" being a likely consequence or not, this is a step in the direction of a nuanced discussion.

(As an aside, Im not convinced humans are here to stay, but for very different reasons.)

Can you elaborate on how you came to the conclusion that global warming == extinction? To discuss the question of what would be "as bad" as global warming, me need to ~agree on what those bad outcomes actually are.

Im skeptical that climate change will ever make humanity extinct. Lead to highly undesirables states, yes, but extinction, no.