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khemdhaliwal

3 karma · joined July 21, 2023

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khemdhaliwal··on Ask HN: What are some low cost payment processing alternatives to Stripe?
Sure - it's always evolving as we add more gateways and payment methods. We currently have three Stripe gateways (each region), WorldPay and Checkout.com.

We find that payments getting accepted is dependent on a whole number of things and having the ability to re-route and retry based on the location of the transaction massively helps boost chances of it going through.

You're absolutely correct in that haha - we exist to make sure teams don't have to do all this work internally themselves, as it becomes increasingly messy the more you grow.

Can I ask what category of product it is you're selling?

khemdhaliwal··on Ask HN: What are some low cost payment processing alternatives to Stripe?
Unfortunately not sadly - we'd love to but the tax categories prevent us from working with any site where the products aren't yours. This is because it takes on all the tax liability.

Stripe are awesome for that (can appreciate the costs stack up internationally though). At your avg transaction size I'm not sure I'd know anything cheaper that's worth the extra work.

Best of Luck!

khemdhaliwal··on Ask HN: What are some low cost payment processing alternatives to Stripe?
Khem from Paddle here - we'll be able to fight chargebacks on your behalf too as part of that :)

The price above includes the entire payments stack (filing and remitting of taxes too), so you're compliant globally out of the box.

We often help teams avoid having to hire lots of external accounting resource.

Happy to chat if you'd like to learn more :)

khemdhaliwal··on Ask HN: What are some low cost payment processing alternatives to Stripe?
Hey NavyG - Khem from the Paddle team here. We offer a merchant of record model which takes all of the manual work/integrations away and can migrate customers seamlessly over so you can focus on the product. Happy to chat if you'd like to learn more.
khemdhaliwal··on Ask HN: What are some low cost payment processing alternatives to Stripe?
Hey mbStavola, Khem from the Paddle team here. We see quite a few sites switch over from Stripe Tax - offloading tax (including the filing) is our core competency (rather than bundling loads of tools together) and we'd charge per transaction for everything to save you paying unnecessary fees. Happy to chat if you'd like to learn more :)