I often talk about my experience to my peers in Europe. They have similar stories, albeit not happening as frequently. Looking at accident reports on Aviation Safety Network [0] and breakdowns on YouTube such as videos from Mentour Pilot [1], some of the factors that contributed to crashes still occur frequently without resulting in an accident. It's usually a combination of multiple failures that lead to it. My flight instructor used to tell me, every aggravating factor (i.e. lack of sleep, low fuel quantity, complacency, assumptions, etc.) fills a glass which leaves less and less space to luck until it runs over.
[0] https://asn.flightsafety.org/ [1] https://www.youtube.com/@MentourPilot