There is an MLR (Medical Loss Ratio) rule; essentially, an insurer can keep 20% of premiums they collect. So in order to increase profits, they have to inflate premiums; in the end, 20% of $1,000 is much better than 20% of $100. And that's the reason hospitals charge $50 for an ibuprofen pill. There are other tricks like vertical integration (an insurance company owns a medical provider), quality improvements, etc... But in the end, it's an optimization game — max(users * premium_cost) — and that's why for-profit medicine/insurance sucks. (Now, spend 1% of all collected premiums for lobbing, to make sure the system keeps working lol).
I hate this common trope about health food costing more. Beans, lentil, rice, potatos, carrots, onions, cabbage, garlic don't cost a lot, add some additional cheap proteins like chicken and eggs and you're good to go for like $50 or less per week per person. And if you can buy in bulk and freeze, then it can get even cheaper.
And even if they are, where does it say that drug traffickers should be executed on the spot? Furthermore, where is the law that punishes drug trafficking with death?
When school ends, I often see middle and high schoolers riding cheap (and extremely fast) e-bikes through the neighborhood, frequently blowing through stop signs and generally breaking every road rules. So it's just matter of time before it all gets over-regulated.
and by a cheap bike I mean something like these "bikes":
Does it really matter? Here, n is a very small number, which is almost a constant. I'd assume the iteration over the n space is negligible compared to the other parts of a request to a node.
same, I listen to a synthwave playlist on spotify, and once it ends spotify starts playing 'similar' music and at that point I just start feeling gross.
To leverage that hacker ethos for maximum synergy, you'll need to empower a holistic and agile mindset. This allows you to pivot toward a disruptive paradigm and monetize your scalable core competencies across the entire ecosystem.
There is no way around it, you either outsource or lose (and they already outsourced almost all factories). Companies will move HQs to India and "outsource" some operations to the US.
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By sending an email that repels all but the most
gullible the scammer gets the most promising marks to
self-select, and tilts the true to false positive ratio in his
favor.
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As someone who keeps 401k 100% in sp500 that scares me. If the bubble pops it will erase half of gains, if the bubble continues then the gap(490 vs 10) will grow even larger.