Most optimal by what metric - length of retirement? Retirement years are worth a lot less than prime years. I think most people in society make this mistake and regret it. Most people on there deathbeds regret the things they didn't do.
I think if you want to keep it on the cold side, you can still do that. Builds character, isn't dangerous, and saves a couple of bucks. You can also keep it warm when you feel like being warm. There's something in human psychology about being able to endure discomfort and then come back to "safety".
Minmaxxing your finances is maladaptive frugality. You have something even better than 1% extra interest in your account: you have no mortgage. You can do whatever the fuck you want to your house and your bank doesn't stick its nose in your business to ensure the value of the house stays up. You can do whatever the fuck you want with your career and you don't have to worry the bank will come and take your house back.
C-Suite are the top level of the company. Above them is only the board of directors, whose power is limited to firing the C-Suite if they don't like what they're doing. In day to day operations, the C-Suite controls the entire company.
Windows 1.0, I believe. Xerox PARC invented the WIMP UI paradigm (windows, icons, menus, pointer), Apple commercialised it first, and then Microsoft copied Apple.
Slop is content not written by a human. By definition, there can be no de-slop algorithms. There can only be algorithms that remove certain telltale signs, fraudulently attempting to present non-human-generated content as human-generated.
I'll make a period tracker for you for 5 bucks a month. You won't buy it, because it costs 5 bucks a month. So I'll have to find alternative monetisation strategies.
All my backups are inside the same universe as what is being backed up. A boundary must be drawn somewhere and this is one of many reasonable boundaries. As I understand it, the backup isn't "inside" the volume but is attached to it so that deleting the volume deletes the backups.