46 karma · joined February 1, 2013
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Many others superseded this implementation, the above being one example.
That being said, I'm surprised many of the results are so negative. It would be great to also see the max uplift achieved for each category. A number of retailers I've worked with have been able to beat these uplifts by quite a bit. I wonder if it might be significantly skewed by the kind of clients Qubit has?
However - I don't think you'll see a proliferation of new payment methods. The biggest problem here would be fraud mitigation, so it'd need to be a payment provider the merchant deems trustworthy enough.
Interesting times ahead. Amex are just doing the bare minimum to keep up here.
It seems one of Stripe's biggest risks is the impending PSD2/XS2A changes within the EU/UK. This means banks/merchants/retailers will ditch traditional card networks (and their fees) to instruct P2P payments directly. This probably opens up a host of very effective anti-fraud measures too (eg. 2FA with mobile devices).
I wonder how Stripe will react to this major change in the market?
For example: https://developer.americanexpress.com/products/accept-amex
A number of points you mention are possible topics. Although I can't think of a single situation where "understanding several compilers" would have helped me design/maintain/troubleshoot infrastructure I'm responsible for.
But hey, looks like you're not in my target market, and that's ok!