441 karma · joined April 29, 2012
harlow.london@fastmail.fm
Lower middle class in the Midwest/rest of the USA will see this as a giveaway to the migrants, and become even more disenfranchised.
If we are going to import immigrants from the rest of the world, let us be selective upon intellectual and artistic abilities, not on what is politically trendy today.
The next step is to provide safe injection and drug-exchange sites with immediately available drug counseling and detox. So an addict can trade 1g street-grade nasty drug for 1g medical-grade drug. Medical help needs to be available to swoop in right as they are coming down from the drug high. Hell, provide some free heroin to wean the drug addicts off of it on the condition that they participate in the detox programs.
This might sound like the unholy lovechild of libertarianism and nanny-state socialism, but I bet this ?pragmatic? approach will be cheaper in the long run, and centralize addiction/voluntary treatment in a location we [the people] can control. It would drastically cut down on ER visits from addicts, which is already a growing issue.
Assuming all other factors are equal that means you need to save almost twice as much for a down payment in these areas. If you are making >100k/year CA income tax will further complicate matters.
Seattle home prices are about 1/2 SF. There is no state income tax, so add on 8% to your income. Salaries are slightly lower, but not by much.
If you don't care about culture and just want to make/save lots of money, this is the place to be.
Kinda pricy for all this but it's within budget. MBP 2015/MBA are great laptops. Much less time spent dealing with macOS than with Linux, although running workstation ubuntu lts is just fine.
The solution to the H1B fiasco is to let individual companies straight up bid on the 100,000 visas, irreguardless of nationality or occupation and be done with it.
Then we could put the money from this into a scholarship fund to pay for US citizens only.
-completely stop playing computer games.
-Do the Stanford machine learning class and better understand machine learning.
-Get a new job.
The Healthy Eating Plate is based exclusively on the best available science and was not subjected to political or commercial pressures from food industry lobbyists.
It's not that hard, you put 23k/yr total in the roth IRA & Roth 401k in VFIAX. I do not work in the tech industry anymore and am still doing this, just stop eating out, live cheap.
Compound this over 40-45 years and you and I are multimillionares.
It is not comfortable, but you will regret more not attending an event than if you did. It took one or two times of realizing that "I'm tired" at the end of the week was no excuse to avoid making friends.
You have to go out there and meet people, they don't necessarily have the will to meet you.
Btw Elon Musk/spacex is trying to to make humans an interplanetary species.
It would also be reasonable to index the level of income for new city-mandated apartments to the minimum wage. So if we have someone working for $15/hr (minimum wage) and 30k/yr who takes home $1939.26 monthly they should only be paying maximum 40% after-tax income into rent, which is 1939.26 * 0.4 = $775.70. Someone making $85k/yr will have a take home of $4997.46/mo, and can afford $1998.
So someone making minimum wage would not be able to afford their own apartment...
This is where the city government should take control, and mandate more low to medium income housing, and more micro apartments. South Seattle along the light rail would be a great area to build up, as it allows for easy access to downtown & Seatac jobs, and would finally stop some of the problems that we have seen here. The U-district/Ravenna could also be redeveloped more, although that is already happening.
You have two people that depend on you to provide for them for both income and insurance (assuming you are in the USA). In a year or two your wife could return to the workforce, then go for whatever startup is in fashion at the time. Being as tech startups are, it has a >50% chance of failure anyway. It would also be possible to start your own side project while working the corporate job.