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ixacto

441 karma · joined April 29, 2012

Harlow London -- Hacker and Coder.

harlow.london@fastmail.fm

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ixacto··on Ask HN: I have 50k. How do I make it more without a startup?
Put 5k in NYSE:BND for your emergency fund, Fidelity/Vanguard/Etc work about the same. Then put 5500 in Roth IRA NYSE:VOO. Then do the same for your work 401k account if you have one. Put the rest in a brokerage account in NYSE:VOO, maybe save 5500 for 2018 IRA.
ixacto··on Why I left Mac for Windows: Apple has given up
Settings in windows 10 is garbage. Why do we need yet another easy-mode for the control panel? I thought that was what the larger control-panel icon groups were for in XP?
ixacto··on Wheaton College (Massachusetts) promises full scholarship to student refugees
Edit: yes they are private and can do whatever they want, but if they are taking federal funding then this should not be tolerated.
ixacto··on Wheaton College (Massachusetts) promises full scholarship to student refugees
This is grandstanding to the elitists in the left, and shenanigans like these are why Trump & Co. got elected in the first place.

Lower middle class in the Midwest/rest of the USA will see this as a giveaway to the migrants, and become even more disenfranchised.

If we are going to import immigrants from the rest of the world, let us be selective upon intellectual and artistic abilities, not on what is politically trendy today.

ixacto··on Seattle Is Opening First in U.S. “Safe Injection Facility” for Heroin Addicts
First put the drug cartels out of business by decriminalizing all recreational drugs including heroin. People will get drugs if they want them legal or illegal, tainted or not.

The next step is to provide safe injection and drug-exchange sites with immediately available drug counseling and detox. So an addict can trade 1g street-grade nasty drug for 1g medical-grade drug. Medical help needs to be available to swoop in right as they are coming down from the drug high. Hell, provide some free heroin to wean the drug addicts off of it on the condition that they participate in the detox programs.

This might sound like the unholy lovechild of libertarianism and nanny-state socialism, but I bet this ?pragmatic? approach will be cheaper in the long run, and centralize addiction/voluntary treatment in a location we [the people] can control. It would drastically cut down on ER visits from addicts, which is already a growing issue.

ixacto··on Ask HN: Would you still move to the Bay Area?
Seattle median home value is $612,000. San Francisco median home value is $1,132,300 (zillow).

Assuming all other factors are equal that means you need to save almost twice as much for a down payment in these areas. If you are making >100k/year CA income tax will further complicate matters.

Seattle home prices are about 1/2 SF. There is no state income tax, so add on 8% to your income. Salaries are slightly lower, but not by much.

If you don't care about culture and just want to make/save lots of money, this is the place to be.

ixacto··on Ask HN: What's your computer setup?
1 2015 MBp 13" with 16gb ram 250gb ssd 2 Dell T3500 w 12gb ram stock hex-core Xeon asus 1060 gpu 275gb ssd monoprice 4K ips display 3 iPad Pro 12.9 128gb collecting dust so I'm giving it away.

Kinda pricy for all this but it's within budget. MBP 2015/MBA are great laptops. Much less time spent dealing with macOS than with Linux, although running workstation ubuntu lts is just fine.

ixacto··on Plan to restrict highly skilled foreign workers could be a boon for India
No one other than Peter thiel. The USA is much more purple than you might imagine.

The solution to the H1B fiasco is to let individual companies straight up bid on the 100,000 visas, irreguardless of nationality or occupation and be done with it.

Then we could put the money from this into a scholarship fund to pay for US citizens only.

ixacto··on Finding an Alternative to Mac OS X
How about advertising for candy crush soda saga/minecraft, right on my start menu. Or the crazy invasive privacy settings on first boot. Destroy windows spying fixes most of this, but it's easier to just uninstall bill's shitty OS and use ubuntu.
ixacto··on Long-term stress erodes memory
This is why I got a vasectomy.
ixacto··on Ask HN: New Year Resolutions
-Lose the last 5lbs so I'm back in the normal bmi range.

-completely stop playing computer games.

-Do the Stanford machine learning class and better understand machine learning.

-Get a new job.

ixacto··on Harvaed Healthy Eating Plate vs. USDA’s MyPlate
The Healthy Eating Plate, created by experts at Harvard School of Public Health and Harvard Medical School, points consumers to the healthiest choices in the major food groups. The U.S. Department of Agriculture’s MyPlate, though it has been revised to reflect some key findings, still doesn’t offer the most complete picture when it comes to basic nutrition advice.

The Healthy Eating Plate is based exclusively on the best available science and was not subjected to political or commercial pressures from food industry lobbyists.

ixacto··on In Canada 50Mbps internet now considered a basic service
I'm lucky to get 1.5mbit out here in the sticks with centurylink for $45/mo, without any upgrade plans. Internet in rural America leaves something to be desired.
ixacto··on Percentage of Young Americans Living with Parents Rises to 75-Year High
Student loans are stupid unless taken for CS or Medicine. Otherwise the military or community college is just fine. Don't follow your passion unless you have a trustfund with >1mm and can pay for college.

It's not that hard, you put 23k/yr total in the roth IRA & Roth 401k in VFIAX. I do not work in the tech industry anymore and am still doing this, just stop eating out, live cheap.

Compound this over 40-45 years and you and I are multimillionares.

ixacto··on Does It Make Sense for Programmers to Move to the Bay Area?
No income tax + legal weed everywhere + alcohol in grocery stores + liberal gun laws + you can pump your own damn gas.
ixacto··on Uber Now Tracks Passengers’ Locations Even After They’re Dropped Off
If you can't see the potential for abuse then you need to take a step back and look at things in a different perspective. There is a very real possibility that Uber could be hacked in the future, or has already been hacked. Can Ubers infrastructure withstand an Operation Aurora level attack?
ixacto··on Why 30 is the decade friends disappear
The more extroverted people do connect,make friends, and go on dates. This can be really frustrating it is mostly a matter of taking oneself out of the "comfort zone" be that work/church/school/basement and going out into the real world to talk to people.

It is not comfortable, but you will regret more not attending an event than if you did. It took one or two times of realizing that "I'm tired" at the end of the week was no excuse to avoid making friends.

You have to go out there and meet people, they don't necessarily have the will to meet you.

ixacto··on Airbnb Hosting Horror Stories
Lesson learned: don't use Airbnb.
ixacto··on Ask HN: Would you sign up if a Phone Number is required?
no. I don't trust many apps other than maybe apple. I assume anything I enter will be sold to the highest bidder.
ixacto··on Ask HN: How to get into $300k+ club?
Depending on background, quant at hf will get you there.
ixacto··on Airbnb Adopts Rules in Effort to Fight Discrimination by Its Hosts
No. I have seen this system abused many times. There are misbehaved pets in the store all the time now.
ixacto··on Tell HN: Happy Holidays fam, what a time to be alive
We have this: https://en.wikipedia.org/wiki/SENS_Research_Foundation, this: https://en.wikipedia.org/wiki/CRISPR, and this: https://en.wikipedia.org/wiki/Machine_learning.

Btw Elon Musk/spacex is trying to to make humans an interplanetary species.

ixacto··on Ask HN: How well are 4k monitors supported under Linux?
I have a 4k monoprice monitor. It works just great under ubuntu 14.04LTS with a Geforce 960 and the tested nvidia blob driver. Ubuntu allows 1.5x window title scaling, made things nicer.
ixacto··on Ask HN: How do you feel about people who say “Techies” are raising the rent?
It is not the fault of the landlords. Almost anyone would do the same given the same situation and ability to make a large amount of money. The problem is that the City of Seattle allows for the creation of new housing without the creation of enough affordable housing.

It would also be reasonable to index the level of income for new city-mandated apartments to the minimum wage. So if we have someone working for $15/hr (minimum wage) and 30k/yr who takes home $1939.26 monthly they should only be paying maximum 40% after-tax income into rent, which is 1939.26 * 0.4 = $775.70. Someone making $85k/yr will have a take home of $4997.46/mo, and can afford $1998.

So someone making minimum wage would not be able to afford their own apartment...

This is where the city government should take control, and mandate more low to medium income housing, and more micro apartments. South Seattle along the light rail would be a great area to build up, as it allows for easy access to downtown & Seatac jobs, and would finally stop some of the problems that we have seen here. The U-district/Ravenna could also be redeveloped more, although that is already happening.

ixacto··on Ask HN: Where/how can I release writing anonymously?
It's not too hard to write anonymously. There are linux distros like tails https://tails.boum.org/ which can get you on the internet, then just go to whatever blogging site you want and write. Hardware-wise there is the gluglug-x60 http://www.fsf.org/news/gluglug-x60-laptop-now-certified-to-... but almost any thinkpad from the last 5 years will run linux well enough.
ixacto··on Ask HN: How do you manage your physical security?
Many large cities have their data available on the internet. I used this http://web6.seattle.gov/mnm/statistics.aspx?tabId=3 when looking for a place to move in Seattle.
ixacto··on Ask HN: What would you fix in Gmail UX/UI?
Bring back full-window compose.
ixacto··on Google sponsors over $150k of grants for female programmers
How about we give them 3/5ths as much...or ditch the discrimination all together.
ixacto··on Ask HN: How to evaluate job offers?
Take the corporate job.

You have two people that depend on you to provide for them for both income and insurance (assuming you are in the USA). In a year or two your wife could return to the workforce, then go for whatever startup is in fashion at the time. Being as tech startups are, it has a >50% chance of failure anyway. It would also be possible to start your own side project while working the corporate job.

ixacto··on Ask HN: What are some cheap must-have software tools for Mac?
Textedit -- free.
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