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hispanic

1,555 karma · joined October 28, 2010

http://michaelscepaniak.com
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hispanic··on Rewards for Opinions Privacy Policy
"Six months following your inactivity with the panel Sites and/or uninstalling the Application/Services, RN may transfer your PII to a third party data broker and/or data management platform for purposes of resale/reuse by such third party."

I feel like this is a great example of how people can easily and unwittingly hand over their personal data for resale. I was going to sign-up for this in order to earn some Southwest Rapid Rewards points, but then I read the privacy policy. To their credit, they provide an opt-out. But, the sheer length of the policy is off-putting.

hispanic··on Firefox 69.0 Released
I wonder if this will help address the system freezes I've been getting for the past month on my early 2011 MacBook Pro. The fix I was going to pursue makes an attempt to disable usage of the "bad" GPU: https://forums.macrumors.com/threads/2011-%E2%80%A2-15-17-in...

Most of my lock-ups seem to happen when I try to access specific sites using Firefox, especially financial sites.

hispanic··on Credit cards have a privacy problem
I was able to get around this by typing in a junk/non-existent bank name, which dropped me into the manual routing/account number option.
hispanic··on Tasty Seaweed Reduces Cows’ Methane Emissions by 99%
Point taken. "Bastardization" isn't black and white. It's measured in shades of grey.
hispanic··on Tasty Seaweed Reduces Cows’ Methane Emissions by 99%
Seriously? It's hard for me to picture cows wandering on a sandy beach. But, if true, I stand corrected - to a certain degree. Thanks.
hispanic··on Tasty Seaweed Reduces Cows’ Methane Emissions by 99%
Man - cows eating seaweed is no more natural than cows eating corn. We need to stop bastardizing natural systems for our own comfort and convenience.
hispanic··on Eat less meat: UN climate change report calls for change to human diet
I didn't read much of the report from which this is sourced from, but it appears that they base their numbers on current farming practices. In the U.S., those practices (for beef, pork, etc.) are, for the most part, horrible and irresponsible. Responsible practices work in concert with and support of the environment, not against it. Cows graze on and replenish lush grasslands. Pigs forage through and replenish forested areas. The animals are allowed to work within the cycle of nature and act as integral parts of healthy land management instead of being removed from it and treated as industrial outputs.

Cows aren't the problem. Pigs aren't the problem. Chickens aren't the problem. Mankind's industrialization of cows, pigs, and chickens is the problem.

So, for me, that's why we're still having this debate.

hispanic··on Yield curve is blaring loudest recession warning since 2007
I've been subscribing to- and mirroring the holdings of the model portfolio(s) in Morningstar DividendInvestor for over a decade now with great success. (I'm an early retiree.)

https://mdi.morningstar.com/

hispanic··on Vimeo Disabled My Account for Submitting HTML
I actually received a response from Vimeo support (later in the evening, yesterday) to the request I submitted. It echoed what Matt (muglug) wrote. I don't know if my request just happened to make its way through the Vimeo queue quickly or if it was expedited because of this discussion. Regardless, I'm pleased with the response.
hispanic··on Vimeo Disabled My Account for Submitting HTML
I didn't find anything in any of their policies that submitting markup for inclusion in the video description is a violation.
hispanic··on Vimeo Disabled My Account for Submitting HTML
Ahhh - so I wouldn't have even tried to submit the markup in the first place. Got it. Thanks.
hispanic··on Vimeo Disabled My Account for Submitting HTML
The notice screen upon login that told me my account was disabled directed me to submit a contact form for human review, which I did. However, the time estimate for replies to submissions from Basic accounts is 3 or more days.
hispanic··on Vimeo Disabled My Account for Submitting HTML
I can confirm that my account is now re-enabled! Thanks.

> We don't allow hyperlinks in video descriptions when the user has signed up recently...

So, I should be able to add hyperlinks in my descriptions at some point down the line? But, how will I know when that is? The fact that me trying resulted in my account being disabled makes me really scared to try it again - ever.

hispanic··on How to Retire in Your 30s with $1M in the Bank
If you want to find "real" people who have retired early, have a look at the threads in the "Post-FIRE" section of the Mr. Money Mustache forums: https://forum.mrmoneymustache.com/post-fire/

Speaking personally, I'm giving early retirement a try this year and I'm making it a point to _not_ bring in any "active" income this year, so as not to "dirty" my experiment. All of my income is passive, via dividends. I, too, have written about it, but my blog makes no money: https://blog.michaelscepaniak.com/starting-stopping-working

hispanic··on Ask HN: Is anyone disabling email tracking because of GDPR?
I asked the following question of MailerLite and received the following answer...

Q: "Does Mailerlite allow me to disable open tracking and click tracking for the purposes of GDPR compliance?"

A: "Email tracking is not forbidden by GDRP. We just recommend to update the privacy policy that clicks and opens are tracked in the newsletter they get."

hispanic··on Ask HN: Is anyone disabling email tracking because of GDPR?
Well said. As a hypothetical non-technical recipient of an email newsletter, I'd probably disagree that such tracking is essential. Personally, I just use the service so I don't have to manually send emails when I post new articles. The tracking doesn't interest me much.

Simply because the industry has molded the competitive landscape in such a way that tracking can be deemed "essential" does not, in my mind, make their behavior and actions immune from consent. But, I don't doubt that they could make that argument and win.

hispanic··on Ask HN: Is anyone disabling email tracking because of GDPR?
Yeah, I saw that. They state that they require it for free and new paid accounts - for the purposes of "compliance".
hispanic··on Ask HN: Is anyone disabling email tracking because of GDPR?
I'm not necessarily worried about it. I mostly ask because the lack of activity/discussion surrounding email tracking mystifies me. Just trying to understand.
hispanic··on Ask HN: Is anyone disabling email tracking because of GDPR?
Oh - OK. Then we’re of the same understanding. And yet I don’t see anyone do this. But I seriously doubt everyone is disabling their email tracking en masse. Which is why I asked my original question. :)
hispanic··on Ask HN: Is anyone disabling email tracking because of GDPR?
And yet, amongst all of the privacy policy update emails I've received of late, I haven't been explicitly asked to consent to email tracking.
hispanic··on Ask HN: Is anyone disabling email tracking because of GDPR?
MailChimp wants to embed GDPR-compliance language akin to the following: "You acknowledge that the information you provide will be transferred to MailChimp for processing in accordance with their Privacy Policy (https://mailchimp.com/legal/privacy/) and Terms (https://mailchimp.com/legal/terms/).”

But, MailChimp allows open-tracking to be disabled. So, that wouldn’t seem to be a required element of their processing. Which means it’s for the controller to decide. I don’t understand how article 7 of the GDPR allows for email tracking to be immune from explicit consent.

hispanic··on Ask HN: Is anyone disabling email tracking because of GDPR?
Thanks for the pointer, but this simply speaks to collecting the email addresses (which is rather easy to obtain explicit consent for), not email tracking.
hispanic··on Ask HN: Is anyone disabling email tracking because of GDPR?
I appreciate the thought, but I don’t see how that complies with either the spirit or the wording of the GDPR. One of the goals of the GDPR is for data controllers to obtain explicit consent that is rather granular in nature - aligned with the purposes for each data collection. In the case of me providing a form allowing people to subscribe to my blog, the ostensible (and stated) purpose of me collecting their email address is so I can send them emails notifying them when I post a new article. But, if I’m also using their email addresses to track their interaction with my emails, that’s a distinct and separate purpose to which they never consented. More info: https://www.gdpreu.org/compliance/email-tracking/

Embedding implied consent to such tracking in a separate document (privacy policy) does not seem to be very transparent. What am I misunderstanding?

hispanic··on Ask HN: Do you have the courage to abandon your high paying job?
Yeah, it can feel stupid to let go of a "golden ticket". But, like others, I suggest looking into going the FIRE (financially independent, retired early) route. Once FIRE'd, you'll be in a better place to start your company. That $1.1M of unsheltered assets, invested properly, can yield you more than $40K of passive, nearly tax-free income. But, you'll need to get your expenses down to live off of that and start investing that cash hoard. Take the next year to work on that. Over the course of that proceeding year, you'll earn another $500K. The $300K-400K of this that you'll take-home can be put toward long-term housing (whether that be renting or owning). If you keep your income low enough, a huge portion of your health care premiums will be subsidized.

I just this year started my own FIRE "experiment". Feel free to email me or read here - https://blog.michaelscepaniak.com/starting-stopping-working

hispanic··on Pilot.com raises $15M to bring bookkeeping into the modern era
I've been using Wave for my bookkeeping for years with no regrets. With that being said, I'm a single-person S-corp with no employees and my income is made up of directly-deposited checks in response to weekly/monthly invoices. I typically have one client at a time, as I do software development on a contract basis. In comparison to others, I imagine that my needs are very basic.
hispanic··on Hacked Adult FriendFinder database reveals extramarital affairs of millions
See if there is a Nextdoor site set up for your neighborhood - nextdoor.com
hispanic··on Ask HN: Who don't Hacker News discussion threads appear in web search results?
Hmm. Thanks.

> ...too recent to have been indexed? The opposite, actually. For example, I'd think that searching Google for "disrespect CasperJS or PhantomJS" would, at a minimum, return this discussion from a year back:

https://news.ycombinator.com/item?id=5344729

hispanic··on How Everyone Got the Top 1% Wrong
Read the Mr. Money Mustache blog - http://www.mrmoneymustache.com/

I just did a quick scan of recent articles that you might find interesting. Try this one: http://www.mrmoneymustache.com/2014/02/04/why-the-middle-cla...

hispanic··on Idaho law criminalizes secretly filming on farms
If you don't agree with this, consider signing the ag-gag petition - http://ag-gag.org/
hispanic··on The Rise and Fall and Rise of Java [video]
It's funny. To Java devs, code completion is fundamental (me included, to a certain degree). The idea of having to know all of the methods available on an instance and fully type everything out seems draconian. And yet, for the JavaScript and Ruby devs of the world hacking away in TextMate, auto-completion just isn't there (correct me if I'm wrong). But, they still manage to be productive. :)
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