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guillelopez

24 karma · joined March 27, 2012

[ my public key: https://keybase.io/guillelopez; my proof: https://keybase.io/guillelopez/sigs/d__WVR9amtqe2beK4xQykd6cG3NzZSvdpX5GM0AQFT4 ]
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guillelopez··on Show HN: Sssaving – Are you gaining or losing money each month?
We added tha sample: https://www.sssaving.com/sample
guillelopez··on Show HN: Sssaving – Are you gaining or losing money each month?
I understand. Banks should implement reading credentials to avoid these problems.
guillelopez··on Show HN: Sssaving – Are you gaining or losing money each month?
I understand your concerns. But let me clarify that this is a secure service. All sensitive information is stored encrypted, all traffic runs entirely over encrypted SSL and all goes through Plaid Technologies, one of the most prominent service provider of banking data. If you would like some more info, you should check: https://plaid.com/security/
guillelopez··on Show HN: Sssaving – Are you gaining or losing money each month?
Well, the service is intended for people who don't do it manually. People who are lazy about their finance.

And the goal is for them to get automatically an email every week or month with basic information about:

— How much did they spent or win last month? — How much savings do they have in all their bank accounts? — How did their finances progressed in the last months? — How much do they normally spend each month? — For how long could they live with their current savings?

About having an API. You should check: plaid.com. That's the API service I am using on sssaving.com to get all data.

guillelopez··on Show HN: Sssaving – Are you gaining or losing money each month?
Typo fixed. Thanks.
guillelopez··on Show HN: Sssaving – Are you gaining or losing money each month?
Yes, sorry about that.
guillelopez··on Show HN: Sssaving – Are you gaining or losing money each month?
That makes sense. We will add that. Thanks for the feedback.
guillelopez··on Show HN: Sssaving – Are you gaining or losing money each month?
Yes, we might explore the option to add autodeposits. Moreover the idea is to run autonomous.
guillelopez··on Show HN: Sssaving – Are you gaining or losing money each month?
Sorry about that. Can I ask you which is your bank?
guillelopez··on Show HN: Sssaving – Are you gaining or losing money each month?
I agree. But probably banks will never get into that business. Meanwhile some companies, like the one I am using for this service, are helping the banks to get this functionality. You should check them: http://www.plaid.com.
guillelopez··on Show HN: Sssaving – Are you gaining or losing money each month?
Thanks for the feedback. The idea is to provide more information as the service grows.
guillelopez··on Show HN: Sssaving – Are you gaining or losing money each month?
Yes, sorry about this. Currently it just works with the 7 main banks in the United States.