Something like the Google Authenticator App instead of an SMS would remove the phone company from the equation, also my bank gives me an actual device on which I have to punch my code in to log into my bank account.
These remove allot of the social engineering options that thieves have.
A beautiful piece of software and a great help for those of us that loathe the command line. I was just looking through GitHub today trying to figure out how the look was achieved since I couldn't find any Metro controls in VS.
So no Android version? Plus there seems to already be an unrelated App named Facebook Camera in the Android Market, it should get a nice little downloads boost.