146 karma · joined April 1, 2020
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What you can't be sure of is the real cost in terms of resources, and how that would be accounted and paid for. The price of your childrens' stay, to you personally, could be far less than what you originally paid personally if healthcare was not reliant on private subsidy. You would also likely be subsidizing the costs of other children staying in the hospital through public subsidy using your tax dollars. I reckon that last point is where a lot of people in the US get hung up.
As long as we’re throwing anecdotes, access to forbearance and deferment is shaky at best. I’ve personally had inconsistent success across various income levels.
Please point to the passage in the article where you see this claim being made.
This is not a universal billing practice, often clinic visits are billed upfront before meeting with the provider.
Why's that? Between mortgage, repaying education debt, supporting children, recovering from a husband's failed business venture...what is hard to believe about having trouble paying for another expense, especially after you've been reassured that the expense would be at least partially recompensated and that turns out to not be the case?
Your links do not support the point you are trying to make, as those affected by NHS wait times are, in fact, not affected by insurance denials but rather the immense and unmet demand for medical personnel.
This is just 100% an incorrect assumption. Even just an e-commerce site running Woo has troves of potentially valuable customer data. Not to mention whatever else might be on the server, or what that server is connected to...