em500

So it is indeed a Mastercard, plus some extra fees:

  What are the fees associated with using the Bybit Card?

  Here's a breakdown of the fees:

  – Foreign Exchange Fee: 1% (on top of Mastercard's exchange rate)

  – Crypto Conversion Fee: 0.9% (on top of Spot trading fees)

  – Annual Fee: None

  – Dormancy/Inactivity Fee: None

  – Card Cancellation Fee: None

  – Card Issuance/Replacement Fee: None for Bybit Virtual Card; 5 USD/USDT for Bybit Physical Card

  – ATM Withdrawal Fee: 2% (applies after reaching the monthly free ATM withdrawal limit of 100 USD)

Probably every EU bank: https://docs.adyen.com/risk-management/chargeback-guidelines...

Yes, and now he's the NATO Secretary General. As PM, he employed the obvious and straighforward defense against the Dutch version of FOIA of keeping the most important communications in-person behind closed doors[1].

I'd assume many high ranking Western politicians do something similar, while paying lip service to high minded ideals about openness, transparancy and democracy.

[1] https://nl.wikipedia.org/wiki/Rutte-doctrine

> It's mostly run by Chinese. (But they scam Chinese too. It originated as scamming older single Chinese ladies, actually.)

This comment suggests that the main target would be non-Chinese, with some incidental Chinese targets/victims. I think the reality is the opposite, and that the primary targets are Chinese, with some incidental Western victims, for the simple reason that both the perpetrators and the (involutary) scam workers are largely far more fluent in Chinese and knowlegable about Chinese financial systems, culture, etc.

Both in mainland China and other countries with large ethnic Chinese populations, there is quite some awareness and media information these issues, e.g.:

https://en.wikipedia.org/wiki/No_More_Bets

https://www.scmp.com/news/asia/southeast-asia/article/323544...

https://www.technologyreview.com/2023/08/30/1078663/pig-butc...

p.s.: From casual conversations with European friends, there are probably smaller scale "native" versions of such scams in many Western countries. Large scam centers with imprissoned workers might be somewhat specific to Chinese/Cambodia.

The linked BBC article devotes the last quarter of text to this. Don't assume they're taking all statistics at face value.

The addictive substance is the network,not the phone. Nobody gets addicted to any phone disconnected from the internet. OTOH, as you experienced it's easy to spend just as much time on the laptop or desktop when that has a persistent internet connection.

> I need Jira, Slack, and GitHub during work hours for example.

So do I, but I certainly don't need them on my phone. For the longest time the only work app I had on my phone was some 2FA thing. Then asked them to either buy me a phone or a yubikey. I got a yubikey (and my phone complete free from anything work related).

YYYY-MM-DD is ISO8601 extended format, YYYYMMDD is ISO8601 basic format (section 5.2.1.1 of ISO8601:2000(E)[1]). Both are fully according to spec, and neither format takes precedence over the other.

[1] https://www.pvv.org/~nsaa/8601v2000.pdf

No, that would be the the maximum cutoff, not the mimumum. That maximum, which is also the minimum cutoff to enter the 99.9 percentile (the 0.1%, or 1 in 1000) is almost 50 million dollars: https://fred.stlouisfed.org/series/WFRBLTP1311

More stats (including other decile cutoffs, mean and median with within the deciles) can be found here: https://fred.stlouisfed.org/categories/33001

Not sure what "a lower median net worth at the 99th percentile" means (median is net worth level at the 50th percentile), but 1 in 100 American households (not individuals) indeed have over $13 million net worth: https://fred.stlouisfed.org/series/WFRBL99T999309

This threshold has about doubled since 2010, which should not be too surprising as house prices more than doubled and the S&P500 increased six fold in the last 15 years.

The “protected area” was probably reserved for DRM keys for video distribution, an envisioned use case that never took off for SD cards, and hasn’t been relevant for at least a decade.

https://www.sdcard.org/developers/sd-standard-overview/conte...

California GPA average is about 3.0 with 1.5 standard deviation. A 6.4% SD improvement would be a 0.1 point improvement in GPA. Certainly not an overwhelming result, compared to the subjective reactions how phones and screen are “obviously” destroying kids lives/attention spans/ability to hold a conversation, etc.

Why not set very high minimum wage floors and make 100% of worker rich? /s

Turns out economics is actually more difficult than "higher minimum wage is good/bad".

Paychecks did go up though, +50% nominal[1], +11% real (inflation adjusted)[2], over the past 10 years.

[1] https://fred.stlouisfed.org/series/LES1252881500Q [2] https://fred.stlouisfed.org/series/LES1252881600Q

How much detail do you need? High level expenditure breakdowns are here: https://www.government.se/government-of-sweden/ministry-of-f... and https://www.government.se/contentassets/5dc8d78159ee495fb5f3....

You can probably find more detailed breakdowns if you're really interested. But overall, most expenditures are probably in the categories healthcare, transfers to lower-incomes and education, like in most other European countries, and you probably won't find anything nefarious by looking into more detailed splits.

That’s similar to what people on HN said a few decades ago when Google bought Youtube and Facebook bought Instagram and Whatsapp for billions.

Wouldn't that create a good opportunity for people to start new pet cares, and undercut the presumably overprized PE-consolidated chains? Pet care doesn't seem to be highly regulated or have other high barriers to entry AFAIK.

Maestro is owned by Mastercard (and are now being phased out for explicitly Mastercard branded cards). So like I said, cross border options are basically cash or Visa/Mastercard.

The problem is that most European schemes are country specific. As soon as you cross the border even to another European country, your options are pretty much cash or Visa/MasterCard.

> This is hands down one of the best instant payment platforms at the moment. Only India's UPI can match it in features, and China and Thailand in adoption.

I'm not familiar with Pix or UPI, so out of curiosity, how are they better than Alipay/WeChat Pay (which I am familiar with)?

Not that I have any direct knowledge, but I think a real king (either medieval or modern day) has a huge number of constraints on life opportunities. They have a lot of nominal wealth, but probably also too many obligations and duties (real or perceived) to just say, the heck with it, I'm going to be a full time traveling musician or rock climber or some such.

Amiga 3000 had an official Unix System V R4 port: https://en.wikipedia.org/wiki/Amiga_Unix

It was far too expensive for hobbyists though.

How is working on AI at Apple more of the dream job than working on AI at Meta? If Meta offers say 10, 20 or 30% more, why wouldn't anyone move?

Some more: https://fred.stlouisfed.org/series/CGMD25OM

How could they? People living an average lifestyle need to work full time, transport the kids around, cook, do their household chores, file their taxes, queue everywhere. That's why people who no longer need to work for living mostly spend time with others who no longer need to work for living.

> Europe is hesitant in that regard for fear of getting left behind. China shows that this fear is mostly unfounded.

It's hard to transplant the Chinese experience elsewhere. Not only due to Europe's current far greater dependence on American software and cloud providers, but also due to China's far larger pool of technical expertise, likely resulting from many decades of heavy emphasis on math and science education, together with far greater social and monetary rewards. I doubt that European politicians or their electorates have the patience for a big turnaround that may not start to pay off for several decades or even generations.

> The Unix "small programs that do one thing well" philosophy is often ignored, unfortunately. Emacs might be the single biggest offender of it, though I suppose it's to be expected since "GNU's Not Unix"...

It's not because of GNU (which is a Unix workalike), but because Emacs originated on ITS and Genera Lisp Machines, which were truely very non-UNIXy environments.

They're not just doing this for money... They're doing it for a shitload of money!

Firefox (and Chromium according to their own blog) might be objectively faster (and hardware is certainly much faster), but getting anything done on websites doesn't feel any faster than 20 years ago. In the end we keep bumping into some form of Wirth's law / Jevons Paradox: both browser and hardware speed gains will be eaten by more abstract web frameworks, more authentication walls, more ads, etc.

Apple Wallet is in the App store, and the F1 ad debacle directly violates App Store guidelines https://developer.apple.com/app-store/review/guidelines/)

  >  4.5.4  Push Notifications must not be required for the app to function, and should not be used to send sensitive personal or confidential information. Push Notifications should not be used for promotions or direct marketing purposes unless customers have explicitly opted in to receive them via consent language displayed in your app’s UI, and you provide a method in your app for a user to opt out from receiving such messages. Abuse of these services may result in revocation of your privileges.