354 karma · joined December 6, 2010
dan. raz @gmail.com
So, instead, they charge EVERYONE a crazy amount, and then they get X% of the amount billed from one insurance, Y% from another insurance, etc. Fair? Not really -- if you don't have insurance, you get hit with the FULL amount (since you don't have the negotiating power the insurance company has). So while company X paid $200 for an MRI, you'd pay out of pocket $2500 without insurance.
In reality, what happens? Normally, people without insurance are an underserved population. They send them letters, and they don't pay. At the end of the day, the hospital/private practice just ends up writing this amount off, and they call it a day. It ends up being a silly game where they bill knowing they won't get paid, and then spend more money on trying to collect rather than give more realistic prices.
I, therefore, welcome this transparency.
source: I work for one of the largest and prestigious medical/research institutions in the US, and I used to do Analytics for their financial data warehouse.
http://www.economist.com/news/special-report/21579145-ingred...
"Germany managed to avoid a surge of lay-offs after the financial crisis and has done far better than others at getting the young and the hard-to-employ into work.
How did it manage that? Most explanations heap praise on the Mittelstand model and the system of vocational training. Firms such as Storopack or Rösch take on apprentices, mixing practical training with classroom tuition."
Of course, this is NOT the only reason for their current financial prowess in Europe, but a contributing factor
Look specifically at the data plans
I saw a few other designs that reminded me of other versions. It made me wonder whether this 4S design, for example, was the original intent, but engineering restrictions at the time did not allow for this execution. Will we be seeing future iPhone designs resembling one of these?