495 karma · joined January 20, 2021
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Check also the autocomplete field. Chrome populates the email field in the sign in page as the username.
Or alternatively, have a basic macroeconomic understanding knowing when enter/exit the market. This might not let you pick up the top/bottom but at least is more intelligent than "staying in the market because it was always trending up".
I think we are near a change into this paradigm.
I increase my lifestyle only spending interests from bonds/dividends. In this way I have a better life as my net worth increase but not at the same rate.
So if the risk free interest rate is 5%, I don’t only increase my lifestyle of 1$/y for every 20$ earned.
I really hope in next years, with higher interest rate, financial markets downturns will bring attention to profitable and bootstrapped companies.